Retail · Sacramento, California
Valley Mack Plaza
Valley Mack Plaza is financed with a $12.5M CMBS loan at 4.977% that reaches maturity on June 6, 2028, in 19 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $12,496,644
- Original balance (same notes)
- $14,200,000
- Interest rate
- 4.977% fixed
- Originated
- May 31, 2018
- Maturity
- June 6, 2028
- Payments
- Interest only for 12 months, then amortizing
- Prepayment lockout ends
- February 5, 2028
- Master servicer
- Trimont LLC
- Originator
- Deutsche Bank AG, acting through its New York Branch
Status
- Payment status
- Current (code 0)
- Special servicing
- Transferred June 18, 2020, returned April 29, 2022
- Workout strategy
- Resolved
- Defeasance
- None reported
The property
- Address
- 6100-6300 Mack Road, Sacramento, CA 95823
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 126,493 sq ft
- Built
- 1982
- Largest tenants
- DD's Discounts; KY Wholesale Home Pet & Garden; Kings Wigs Superstore
- Value at securitization
- $19.0M (Apr 2018)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.45x | 1.47x |
| Occupancy | 100% | 97% |
| Net operating income (annualized from 6 months) | $1.3M | $1.3M |
| Debt yield | 10.8% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Benchmark 2018-B5 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC September 28, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 100% when the loan was securitized to 97%.
- The most recent valuation in the filing is $11.0M (November 11, 2020), against $19.0M at securitization.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $12.5M | Current | No | 1.47x | 97% |
| August 2026 | $12.5M | Late payment but less than 30 days delinquent | No | 1.52x | 97% |
| July 2026 | $12.5M | Current | No | 1.52x | 97% |
| June 2026 | $12.6M | Current | No | 1.52x | 97% |
| May 2026 | $12.6M | Current | No | 1.47x | 95% |
| April 2026 | $12.6M | Current | No | 1.47x | 95% |
| March 2026 | $12.6M | Current | No | 1.46x | 90% |
| February 2026 | $12.7M | Current | No | 1.46x | 90% |
| January 2026 | $12.7M | Current | No | 1.46x | 90% |
| December 2025 | $12.7M | Current | No | 1.46x | 90% |
| November 2025 | $12.7M | Current | No | 1.46x | 90% |
| October 2025 | $12.7M | Current | No | 1.46x | 90% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Special-servicing history
- Transferred to the special servicer June 18, 2020, returned to the master servicer April 29, 2022.
Transfer and return dates as reported in the filings of the past year; an earlier episode shows here only if a filing in that year still reports it.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2018-B5 Mortgage Trust | 25 | $12,496,644 | Sep 2026 | SEC filing, September 28, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2028
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Blue Oaks Town Center | Rocklin, CA | Retail | $56.5M | 6.99% | Feb 2028 | n/a | n/a | Current |
| 1801 L Street | Sacramento, CA | Multifamily | $38.0M | 4.845% | Jul 2028 | 1.65x | 96% | Current |
| Harvard Park | Sacramento, CA | Office | $34.0M | 4.53% | Oct 2028 | 0.26x | 25% | With the special servicer and 90+ days delinquent |
| Creekside Oaks | Sacramento, CA | Office | $20.4M | 4.55% | Aug 2028 | n/a | n/a | Current |
| Roseville Corporate Center | Roseville, CA | Office | $16.0M | 4.71% | Jun 2028 | 2.26x | 88% | Current |
| Hyatt Place Roseville | Roseville, CA | Hotel | $15.6M | 4.97% | Aug 2028 | 2.25x | 79% | Current |
| Residence Inn Sacramento | Sacramento, CA | Hotel | $14.6M | 5.24% | Mar 2028 | 1.30x | 77% | Current |
| Ua Roseville | Roseville, CA | Retail | $11.3M | 5.15% | Sep 2028 | 1.25x | 100% | Current |
All loans maturing in 2028 · All Sacramento-Roseville-Folsom loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.