Office · Tampa, Florida
Wells Fargo Center Tampa
Public CMBS trusts hold $73.0M of the loan on Wells Fargo Center Tampa at 5.72% that reaches maturity on September 6, 2032, in 5 years and 10 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $73,000,000
- Original balance (same notes)
- $73,000,000
- Interest rate
- 5.72% fixed
- Originated
- August 10, 2022
- Maturity
- September 6, 2032
- Payments
- Interest only for the full term
- Prepayment lockout ends
- April 5, 2032
- Master servicer
- Midland
- Originator
- Citi Real Estate Funding Inc.
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 100 S. Ashley Drive, Tampa, FL 33602
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Rentable area
- 394,357 sq ft
- Built
- 1985, renovated 2022
- Largest tenants
- WELLS FARGO BANK; PHELPS DUNBAR LLP; WICKER SMITH O'HARA MCCOY
- Value at securitization
- $122.8M (Jul 2022)
Performance
| At securitization | Latest (Mar 2026) | |
|---|---|---|
| DSCR (NOI) | 1.76x | 1.56x |
| Occupancy | 88% | 92% |
| Net operating income (annualized from 3 months) | $7.4M | $6.7M |
| Debt yield | 9.2% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BMO 2022-C3 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.
- Largest tenant's lease ends within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 88% when the loan was securitized to 92%.
- Net operating income is 10% below the underwritten figure ($6.7M a year against $7.4M; the latest statement covers 3 months, annualized).
- Debt service coverage moved from 1.76x at securitization to 1.56x on the latest statements.
- The filing gives Jul 2027 as the lease end date for the largest tenant (WELLS FARGO BANK), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $73.0M | Current | No | 1.56x | 92% |
| August 2026 | $73.0M | Current | No | 1.56x | 92% |
| July 2026 | $73.0M | Current | No | 1.56x | 92% |
| June 2026 | $73.0M | Current | No | 1.56x | 92% |
| May 2026 | $73.0M | Current | No | n/a | n/a |
| April 2026 | $73.0M | Current | No | 1.85x | 93% |
| March 2026 | $73.0M | Current | No | 1.85x | 93% |
| February 2026 | $73.0M | Current | No | 1.85x | 93% |
| January 2026 | $73.0M | Current | No | 1.85x | 93% |
| December 2025 | $73.0M | Current | No | 1.76x | 93% |
| November 2025 | $73.0M | Current | No | 1.76x | 94% |
| October 2025 | $73.0M | Current | No | 1.76x | 94% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
The loan is split into 2 notes held by different trusts. Each trust reports its own piece.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2022-B37 Mortgage Trust | 6 | $43,000,000 | Sep 2026 | SEC filing, September 28, 2026 |
| BMO 2022-C3 Mortgage Trust | 9 | $30,000,000 | Sep 2026 | SEC filing, October 2, 2026 |
Other Tampa-St. Petersburg-Clearwater loans due in 2032
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Village At Mitchell Ranch | New Port Richey, FL | Retail | $28.5M | 4.85% | May 2032 | 2.07x | 100% | Current |
| New Mountain ICP Portfolio | Tampa, FL | Industrial | $13.2M | 4.43% | Jun 2032 | n/a | n/a | Current |
| Hampton Inn & Suites - Dunedin | Dunedin, FL | Hotel | $11.0M | 4.331% | Jan 2032 | 2.24x | 81% | Current |
| Dunedin Plaza Shopping Center | Dunedin, FL | Retail | $8.1M | 3.823% | Jan 2032 | 1.73x | 79% | Current |
| Fairfield Inn & Suites Brooksville | Brooksville, FL | Hotel | $6.8M | 4.50% | Mar 2032 | n/a | n/a | Current |
| Holiday Inn Express & Suites Brooksville West | Brooksville, FL | Hotel | $4.9M | 4.50% | Mar 2032 | 3.57x | 66% | Current |
| Out O Space Storage - Dade City | Dade City, FL | Self storage | $4.0M | 3.767% | Feb 2032 | 1.90x | 88% | Current |
| 2401 Anvil Street North | St. Petersburg, FL | Self storage | $3.4M | 6.67% | Oct 2032 | n/a | n/a | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.