Retail · Charlotte, North Carolina
The Arboretum
Public CMBS trusts hold $87.6M of the loan on The Arboretum at 3.358% that reaches maturity on October 11, 2030, in 3 years and 11 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $87,648,726
- Original balance (same notes)
- $99,704,637
- Interest rate
- 3.358% fixed
- Originated
- October 1, 2020
- Maturity
- October 11, 2030
- Payments
- Amortizing over 30 years
- Prepayment lockout ends
- July 10, 2030
- Master servicer
- Trimont LLC
- Originator
- WFB
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 3333 Pineville Matthews Road, Charlotte, NC 28226
- Metro
- Charlotte-Concord-Gastonia, NC-SC
- Rentable area
- 555,912 sq ft
- Built
- 1985, renovated 2012
- Largest tenants
- Wal-Mart; Harris Teeter; Crunch
- Value at securitization
- $170.0M (Aug 2020)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.81x | 2.23x |
| Occupancy | 92% | 99% |
| Net operating income (annualized from 6 months) | $9.6M | $11.5M |
| Debt yield | 13.1% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2020-BNK30 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 92% when the loan was securitized to 99%.
- Net operating income is 20% above the underwritten figure ($11.5M a year against $9.6M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.81x at securitization to 2.23x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $87.6M | Current | No | 2.23x | 99% |
| August 2026 | $87.8M | Current | No | 2.23x | 100% |
| July 2026 | $88.0M | Current | No | 2.23x | 100% |
| June 2026 | $88.2M | Current | No | 2.23x | 100% |
| May 2026 | $88.4M | Current | No | 2.22x | 100% |
| April 2026 | $88.6M | Current | No | 2.22x | 100% |
| March 2026 | $88.8M | Current | No | 2.24x | 100% |
| February 2026 | $89.0M | Current | No | 2.24x | 100% |
| January 2026 | $89.2M | Current | No | 2.24x | 100% |
| December 2025 | $89.4M | Current | No | 2.24x | 100% |
| November 2025 | $89.5M | Current | No | 2.23x | 100% |
| October 2025 | $89.7M | Current | No | 2.23x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
The loan is split into 6 notes held by different trusts. Each trust reports its own piece.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2020-BNK29 | 7 | $33,881,706 | Sep 2026 | SEC filing, October 1, 2026 |
| Wells Fargo Commercial Mortgage Trust 2020-C58 | 5 | $29,646,492 | Sep 2026 | SEC filing, September 29, 2026 |
| BANK 2020-BNK30 | 11 | $21,176,066 | Sep 2026 | SEC filing, September 29, 2026 |
| BANK 2020-BNK29 | 7A | $1,177,785 | Sep 2026 | SEC filing, October 1, 2026 |
| Wells Fargo Commercial Mortgage Trust 2020-C58 | 5A | $1,030,561 | Sep 2026 | SEC filing, September 29, 2026 |
| BANK 2020-BNK30 | 11A | $736,115 | Sep 2026 | SEC filing, September 29, 2026 |
Other Charlotte-Concord-Gastonia loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Springhill Suites - Charlotte Uptown | Charlotte, NC | Hotel | $29.5M | 3.455% | Jan 2030 | 3.85x | 69% | Current |
| Embassy Suites - Charlotte | Charlotte, NC | Hotel | $25.5M | 3.455% | Jan 2030 | 3.16x | 58% | Current |
| 100 Ceramic Tile Drive | Morganton, NC | Industrial | $20.0M | 6.84% | Jan 2030 | n/a | n/a | Current |
| 996 Paragon Way | Rock Hill, SC | Industrial | $19.9M | 5.376% | Jul 2030 | n/a | n/a | Current |
| Springhill Suites - Ballantyne | Charlotte, NC | Hotel | $17.0M | 3.425% | Jan 2030 | 2.66x | 53% | Current |
| The Market on Cherry Road | Rock Hill, SC | Retail | $11.7M | 6.68% | Sep 2030 | 1.92x | 100% | Current |
| Atlantic Storage | Charlotte, NC | Self storage | $8.5M | 3.42% | Feb 2030 | 5.15x | 95% | Current |
| Courtyard - Charlotte Matthews | Matthews, NC | Hotel | $8.0M | 3.425% | Jan 2030 | 3.11x | 60% | Current |
All loans maturing in 2030 · All Charlotte-Concord-Gastonia loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.