Manufactured housing · Zephyrhills,, Florida
Ducky's Day Off
Ducky's Day Off is financed with a $10.3M CMBS loan at 6.529% that reaches maturity on January 6, 2031, in 4 years and 2 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $10,350,000
- Original balance (same notes)
- $10,350,000
- Interest rate
- 6.529% fixed
- Originated
- December 19, 2025
- Maturity
- January 6, 2031
- Payments
- Interest only for the full term
- Prepayment lockout ends
- February 5, 2028
- Prepayment premium ends
- September 5, 2030 (yield maintenance)
- Originator
- German American Capital Corporation
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 34408 State Road, Zephyrhills,, FL 33543
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Units, rooms or beds
- 318
- Built
- 1972
- Value at securitization
- $17.9M (Sep 2025)
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | 1.68x | n/a |
| Occupancy | 77% | n/a |
| Net operating income | $1.2M | n/a |
Watch flags
Computed from the Benchmark 2026-V20 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
The last 8 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $10.3M | Current | No | n/a | n/a |
| August 2026 | $10.3M | 30-59 days delinquent | No | n/a | n/a |
| July 2026 | $10.3M | Late payment but less than 30 days delinquent | No | n/a | n/a |
| June 2026 | $10.3M | Late payment but less than 30 days delinquent | No | n/a | n/a |
| May 2026 | $10.3M | 30-59 days delinquent | No | n/a | n/a |
| April 2026 | $10.3M | Late payment but less than 30 days delinquent | No | n/a | n/a |
| March 2026 | $10.3M | Current | No | n/a | n/a |
| February 2026 | $10.3M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2026-V20 Mortgage Trust | 26 | $10,350,000 | Sep 2026 | SEC filing, October 1, 2026 |
Other Tampa-St. Petersburg-Clearwater loans due in 2031
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Renaissance Center Park | Tampa, FL | Office | $97.0M | 6.615% | Feb 2031 | n/a | n/a | Current |
| Bahia Apartments | Tampa, FL | Multifamily | $48.0M | 3.97% | Dec 2031 | n/a | n/a | Current |
| Marriott Tampa Westshore | Tampa, FL | Hotel | $46.4M | 6.613% | Jun 2031 | n/a | n/a | Current |
| First Central Tower | St. Petersburg, FL | Office | $45.1M | 3.42% | Feb 2031 | 3.59x | 91% | Current |
| Ubc (i Ii&iv) | Tampa, FL | Office | $39.8M | 6.65% | Mar 2031 | n/a | n/a | Current |
| Innovo at Waters | Tampa, FL | Multifamily | $35.3M | 5.96% | Apr 2031 | n/a | n/a | Current |
| Morgan Stanley Tower | St. Petersburg, FL | Office | $32.4M | 3.50% | Mar 2031 | n/a | n/a | Current |
| Lofts at River Edge | Tampa, FL | Multifamily | $22.0M | 7.11% | Feb 2031 | n/a | n/a | Late, less than 30 days |
All loans maturing in 2031 · All Tampa-St. Petersburg-Clearwater loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.