Mixed use · Elmhurst, Illinois
105 South York Street
105 South York Street is financed with a $7.8M CMBS loan at 4.92% that reaches maturity on December 1, 2026, in 1 month. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $7,822,199
- Original balance (same notes)
- $8,900,000
- Interest rate
- 4.92% fixed
- Originated
- November 14, 2016
- Maturity
- December 1, 2026
- Payments
- Interest only for 30 months, then amortizing
- Prepayment lockout ended
- September 30, 2026
- Master servicer
- Trimont LLC
- Originator
- CIBC
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 105 South York Street, Elmhurst, IL 60126
- Metro
- Chicago-Naperville-Elgin, IL-IN
- Rentable area
- 49,334 sq ft
- Built
- 1927, renovated 2014
- Largest tenants
- Fifth Third Elmhurst; Pazzi di Pizza; SKN Institute
- Value at securitization
- $12.2M (Sep 2016)
Performance
| At securitization | Latest (Mar 2026) | |
|---|---|---|
| DSCR (NOI) | 1.54x | 1.84x |
| Occupancy | 100% | 100% |
| Net operating income (annualized from 3 months) | $877K | $1.1M |
| Debt yield | 13.5% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Morgan Stanley Bank of America Merrill Lynch Trust 2016-C32 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
- Matures within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 21% above the underwritten figure ($1.1M a year against $877K; the latest statement covers 3 months, annualized).
- Debt service coverage moved from 1.54x at securitization to 1.84x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $7.8M | Current | No | 1.84x | 100% |
| August 2026 | $7.8M | Current | No | 1.84x | 100% |
| July 2026 | $7.9M | Current | No | 1.84x | 100% |
| June 2026 | $7.9M | Current | No | 1.84x | 100% |
| May 2026 | $7.9M | Current | No | 1.84x | 100% |
| April 2026 | $7.9M | Current | No | 1.56x | 100% |
| March 2026 | $7.9M | Current | No | 1.56x | 100% |
| February 2026 | $7.9M | Current | No | 1.56x | 100% |
| January 2026 | $7.9M | Current | No | 1.48x | 100% |
| December 2025 | $8.0M | Current | No | 1.48x | 100% |
| November 2025 | $8.0M | Current | No | 1.41x | 100% |
| October 2025 | $8.0M | Current | No | 1.41x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Morgan Stanley Bank of America Merrill Lynch Trust 2016-C32 | 28 | $7,822,199 | Sep 2026 | SEC filing, September 29, 2026 |
Other Chicago-Naperville-Elgin loans due in 2026
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Aon Center | Chicago, IL | Office | $136.0M | 4.627% | Jul 2026 | 4.11x | 66% | Past maturity and not performing |
| Riverway | Rosemont, IL | Office | $114.6M | 4.96% | Dec 2026 | n/a | n/a | With the special servicer and 90+ days delinquent |
| Gurnee Mills | Gurnee, IL | Retail | $89.0M | 3.99% | Oct 2026 | 2.27x | 91% | Current |
| 181 West Madison Street | Chicago, IL | Office | $84.4M | 3.90% | Dec 2026 | n/a | n/a | With the special servicer |
| 625 North Michigan Avenue | Chicago, IL | Office | $50.6M | 4.63% | Mar 2026 | 1.33x | 64% | Past maturity and not performing |
| Mariano's - Bronzeville | Chicago, IL | Retail | $19.0M | 4.155% | Nov 2026 | n/a | n/a | Current |
| Cicero Industrial | Cicero, IL | Industrial | $16.7M | 4.25% | Nov 2026 | 3.22x | 93% | Current |
| 2233 South Throop Street | Chicago, IL | Industrial | $15.0M | 3.34% | Oct 2026 | 3.09x | 100% | Current |
All loans maturing in 2026 · All Chicago-Naperville-Elgin loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.