Retail · Vidalia, Georgia
Vidalia Central
Vidalia Central is financed with a $5.4M CMBS loan at 7.22% that reaches maturity on April 6, 2030, in 3 years and 5 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $5,400,000
- Original balance (same notes)
- $5,400,000
- Interest rate
- 7.22% fixed
- Originated
- April 4, 2025
- Maturity
- April 6, 2030
- Payments
- Interest only for the full term
- Prepayment lockout ends
- July 5, 2027
- Prepayment premium ends
- December 5, 2029 (yield maintenance)
- Master servicer
- Midland Loan Services
- Originator
- Starwood Mortgage Capital LLC
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 3113-3189 East 1st Street, Vidalia, GA 30474
- Built
- 2007
- Largest tenants
- Dollar Tree Store #1757; New Super Buffet; Cato Corporation #692
- Value at securitization
- $8.9M (Mar 2025)
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | 1.68x | n/a |
| Occupancy | 100% | n/a |
| Net operating income | $666K | n/a |
Watch flags
Computed from the BMO 2025-5C11 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- The filing gives Jan 2030 as the lease end date for the largest tenant (Dollar Tree Store #1757), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $5.4M | Current | No | n/a | n/a |
| August 2026 | $5.4M | Current | No | n/a | n/a |
| July 2026 | $5.4M | Current | No | n/a | n/a |
| June 2026 | $5.4M | Current | No | n/a | n/a |
| May 2026 | $5.4M | Current | No | n/a | n/a |
| April 2026 | $5.4M | Current | No | 1.58x | n/a |
| March 2026 | $5.4M | Current | No | n/a | n/a |
| February 2026 | $5.4M | Current | No | n/a | n/a |
| January 2026 | $5.4M | Current | No | n/a | n/a |
| December 2025 | $5.4M | Current | No | n/a | n/a |
| November 2025 | $5.4M | Current | No | n/a | n/a |
| October 2025 | $5.4M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BMO 2025-5C11 Mortgage Trust | 33 | $5,400,000 | Sep 2026 | SEC filing, October 2, 2026 |
Other Georgia loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| 260 & 270 Peachtree Street | Atlanta, GA | Office | $65.2M | 3.80% | Mar 2030 | n/a | n/a | With the special servicer and 90+ days delinquent |
| Columbus Park Crossing | Columbus, GA | Retail | $60.0M | 5.857% | Dec 2030 | 1.75x | 87% | Current |
| AVR Atlanta Airport Marriott Gateway | College Park, GA | Hotel | $56.0M | 3.885% | Jan 2030 | n/a | n/a | Current |
| Atlanta Galleria Hotel Portfolio | Atlanta, GA | Hotel | $47.0M | 6.825% | Mar 2030 | 2.24x | 61% | Current |
| Georgia MF Portfolio | GA | Multifamily | $47.0M | 6.65% | Jan 2030 | 1.39x | 96% | Current |
| Arrowhead Townhomes | Jonesboro, GA | Multifamily | $45.0M | 6.54% | Jul 2030 | 1.32x | 97% | Current |
| The Desoto | Savannah, GA | Hotel | $42.0M | 7.13% | Oct 2030 | 1.95x | 66% | Current |
| Pine Hill and Pine Manor | Tifton, GA | Manufactured housing | $36.0M | 6.50% | Sep 2030 | n/a | n/a | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.