Office · Pleasanton, California
Sunol Center-Ca
Sunol Center-Ca is financed with a $14.2M CMBS loan at 3.78% that reaches maturity on August 11, 2032, in 5 years and 9 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $14,177,632
- Original balance (same notes)
- $15,500,000
- Interest rate
- 3.78% fixed
- Originated
- August 1, 2019
- Maturity
- August 11, 2032
- Payments
- Interest only for 60 months, then amortizing
- Prepayment lockout ended
- October 10, 2021
- Prepayment premium ends
- February 10, 2029 (yield maintenance)
- Master servicer
- Trimont LLC
- Originator
- Wells Fargo Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 5669 and 5671 Gibraltar Drive, Pleasanton, CA 94588
- Metro
- San Francisco-Oakland-Fremont, CA
- Rentable area
- 67,680 sq ft
- Built
- 1986
- Largest tenants
- County of Alameda
- Value at securitization
- $22.3M (Jul 2019)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.90x | 2.85x |
| Occupancy | 100% | 100% |
| Net operating income (annualized from 6 months) | $1.6M | $1.9M |
| Debt yield | 13.1% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2019-BNK20 filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 13% above the underwritten figure ($1.9M a year against $1.6M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.90x at securitization to 2.85x on the latest statements.
- The filing gives Feb 2029 as the lease end date for the largest tenant (County of Alameda), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $14.2M | Current | No | 2.85x | 100% |
| August 2026 | $14.2M | Current | No | 2.85x | 100% |
| July 2026 | $14.2M | Current | No | 2.36x | 100% |
| June 2026 | $14.2M | Current | No | 2.36x | 100% |
| May 2026 | $14.2M | Current | No | 2.36x | 100% |
| April 2026 | $14.2M | Current | No | 2.02x | 100% |
| March 2026 | $14.2M | Current | No | 2.02x | 100% |
| February 2026 | $14.2M | Current | No | 2.02x | 100% |
| January 2026 | $14.2M | Current | No | 2.02x | 100% |
| December 2025 | $14.2M | Current | No | 2.02x | 100% |
| November 2025 | $14.3M | Current | No | 2.02x | 100% |
| October 2025 | $14.3M | Current | No | 2.03x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2019-BNK20 | 24 | $14,177,632 | Sep 2026 | SEC filing, October 1, 2026 |
Other San Francisco-Oakland-Fremont loans due in 2032
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| The Lion Building | San Francisco, CA | Mixed use | $100.0M | 5.197% | Jul 2032 | 2.21x | 100% | Current |
| 800 Cesar Chavez | San Francisco, CA | Industrial | $38.0M | 4.11% | Mar 2032 | 2.00x | 100% | Current |
| Artthaus Studios | Oakland, CA | Office | $23.8M | 3.859% | Feb 2032 | 1.95x | 92% | Current |
| 530 Bush Street | San Francisco, CA | Office | $19.5M | 3.809% | Feb 2032 | -0.37x | 41% | Current |
| 640 2nd Street | San Francisco, CA | Office | $14.2M | 3.887% | Apr 2032 | 4.07x | 100% | Current |
| Industrial Center Building - Art Studios | Sausalito, CA | Industrial | $12.8M | 4.939% | Jun 2032 | 3.20x | 100% | Current |
| Amoeba Music | San Francisco, CA | Retail | $11.3M | 4.82% | Apr 2032 | 1.97x | 100% | Current |
| Hayward Storage | Hayward, CA | Self storage | $7.7M | 4.57% | Apr 2032 | 2.42x | 100% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.