Retail · Maplewood, Missouri
Maplewood Commons
Maplewood Commons is financed with a $12.5M CMBS loan at 4.278% that reaches maturity on January 1, 2031, in 4 years and 2 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $12,467,650
- Original balance (same notes)
- $13,877,500
- Interest rate
- 4.278% fixed
- Originated
- December 4, 2020
- Maturity
- January 1, 2031
- Payments
- Interest only for 1 months, then amortizing
- Prepayment lockout ended
- February 28, 2023
- Prepayment premium ends
- October 31, 2030 (yield maintenance)
- Master servicer
- Midland
- Originator
- JPMorgan Chase Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 1803-1821 Maplewood Commons Dr 2001-201 & 2300 Maplewood Commons Drive, Maplewood, MO 63143
- Metro
- St. Louis, MO-IL
- Rentable area
- 159,968 sq ft
- Built
- 2004
- Largest tenants
- LOWE'S #1966; NAVY FEDERAL CREDIT UNION; SUCCESS VISION EXPRESS
- Value at securitization
- $25.2M (Oct 2020)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.86x | 2.38x |
| Occupancy | 95% | 97% |
| Net operating income (annualized from 6 months) | $1.5M | $3.9M |
| Debt yield | 31.7% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Benchmark 2020-B22 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 158% above the underwritten figure ($3.9M a year against $1.5M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.86x at securitization to 2.38x on the latest statements.
- The filing gives Dec 2030 as the lease end date for the largest tenant (LOWE'S #1966), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $12.5M | Current | No | 2.38x | 97% |
| August 2026 | $12.5M | Current | No | n/a | n/a |
| July 2026 | $12.5M | Current | No | n/a | n/a |
| June 2026 | $12.5M | Current | No | n/a | n/a |
| May 2026 | $12.6M | Current | No | n/a | n/a |
| April 2026 | $12.6M | Current | No | 2.27x | 99% |
| March 2026 | $12.6M | Current | No | 2.34x | 99% |
| February 2026 | $12.6M | Current | No | 2.34x | 99% |
| January 2026 | $12.7M | Current | No | 2.34x | 99% |
| December 2025 | $12.7M | Current | No | 2.35x | 99% |
| November 2025 | $12.7M | Current | No | 2.35x | 99% |
| October 2025 | $12.7M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2020-B22 Mortgage Trust | 21 | $12,467,650 | Sep 2026 | SEC filing, October 1, 2026 |
Other St. Louis loans due in 2031
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| City Foundry STL | St. Louis, MO | Mixed use | $97.0M | 7.10% | Mar 2031 | n/a | n/a | Current |
| Promenade at New Town | St. Charles, MO | Multifamily | $27.5M | 3.18% | Jul 2031 | n/a | n/a | Current |
| 1 Solutions Parkway | Saint Louis, MO | Office | $26.6M | 3.493% | Feb 2031 | 3.18x | 100% | Current |
| St. Louis Portfolio | St. Louis, MO | Multifamily | $25.0M | 6.99% | Apr 2031 | n/a | n/a | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.