Retail · Mount Laurel, New Jersey

Larchmont Commons

Larchmont Commons is financed with a $12.0M CMBS loan at 3.85% that reaches maturity on January 6, 2030, in 3 years and 2 months. As of the Oct 2026 servicer report its status is current.

The loan

Balance in tracked trusts
$12,004,650
Original balance (same notes)
$12,900,000
Interest rate
3.85% fixed
Originated
December 20, 2019
Maturity
January 6, 2030
Payments
Interest only for 36 months, then amortizing
Prepayment lockout ends
October 5, 2029
Master servicer
Midland Loan Services
Originator
Citi Real Estate Funding Inc.

Status

Payment status
Current (code 0)
Special servicing
No transfer reported
Defeasance
None reported

The property

Address
3105-3117 Route 38, Mount Laurel, NJ 08054
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Rentable area
128,172 sq ft
Built
1989
Largest tenants
Planet Fitness; ALDI, Inc.; Dollar Tree Stores, Inc.
Value at securitization
$18.6M (Nov 2019)

Performance

Underwritten figures against the most recent reported figures
At securitizationLatest
DSCR (NOI)1.90xn/a
Occupancy86%n/a
Net operating income$1.4Mn/a

Watch flags

Computed from the GS Mortgage Securities Trust 2020-GC45 filing for the reporting period ending October 9, 2026, filed with the SEC October 22, 2026.

None this month. No flag in the cmbs.news screen applies to this loan.

cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.

What the filing shows

  • The filing gives May 2029 as the lease end date for the largest tenant (Planet Fitness), before the loan matures. Lenders look hard at that rollover.

The last 12 monthly reports

Report monthBalancePayment statusSpecial servicerDSCROccupancy
October 2026$12.0MCurrentNon/an/a
September 2026$12.0MCurrentNon/an/a
August 2026$12.0MCurrentNon/an/a
July 2026$12.1MCurrentNon/an/a
June 2026$12.1MCurrentNon/an/a
May 2026$12.1MCurrentNon/an/a
April 2026$12.1MCurrentNo2.28x100%
March 2026$12.2MCurrentNo2.28x100%
February 2026$12.2MCurrentNo2.28x100%
January 2026$12.2MCurrentNon/an/a
December 2025$12.2MCurrentNon/an/a
November 2025$12.2MCurrentNon/an/a

From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.

Where the loan sits

One trust holds this loan in the data.

TrustLoan no.BalanceReport periodSource
GS Mortgage Securities Trust 2020-GC4531$12,004,650Oct 2026SEC filing, October 22, 2026

Alert me when this loan changes

One email after any monthly filing that changes this loan: a move to or from the special servicer, a payment status of 30+ days late or matured, a paydown of 1% or more, or coverage moving 0.15x or occupancy 5 points. Privacy

Other Philadelphia-Camden-Wilmington loans due in 2030

Property Location Type Balance Rate Matures DSCR Occ. Status
Liberty Square Apartments Philadelphia, PA Multifamily $70.0M 6.385% Nov 2030 1.25x n/a Current
161 Washington Street Conshohocken, PA Office $54.0M 6.302% Sep 2030 n/a n/a Current
Bristol Gardens Bristol, PA Multifamily $46.0M 6.25% Jul 2030 1.31x 94% Current
GM Holdings Portfolio Philadelphia, PA Multifamily $46.0M 7.055% Apr 2030 1.33x 91% With the special servicer and 90+ days delinquent
Axalta Navy Yard Philadelphia, PA Office $36.7M 3.632% Feb 2030 3.45x 100% Current
Hilton Christiana Newark, DE Hotel $35.0M 6.845% Dec 2030 1.78x 72% Current
Whiteland Towne Center Exton, PA Retail $34.4M 4.00% Feb 2030 1.32x 92% Current
3701 Island Avenue Philadelphia, PA Hotel $33.0M 7.606% Aug 2030 n/a n/a Current

All loans maturing in 2030 · All Philadelphia-Camden-Wilmington loans

Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending October 9, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.