Office · Ontario, California
Empire Tower IV
Empire Tower IV is financed with a $10.3M CMBS loan at 4.55% that reaches maturity on November 11, 2027, in 12 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $10,309,401
- Original balance (same notes)
- $11,000,000
- Interest rate
- 4.55% fixed
- Originated
- October 13, 2017
- Maturity
- November 11, 2027
- Payments
- Interest only for 60 months, then amortizing
- Prepayment lockout ended
- December 10, 2019
- Prepayment premium ends
- August 10, 2027 (yield maintenance)
- Master servicer
- Trimont LLC
- Originator
- Wells Fargo Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 3800 Concours Street, Ontario, CA 91764
- Metro
- Riverside-San Bernardino-Ontario, CA
- Rentable area
- 76,452 sq ft
- Built
- 2004
- Largest tenants
- National General Mgmt Corp; MGR Property Management; MGR TECHNICAL SERVICES LLC
- Value at securitization
- $17.7M (Aug 2017)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.64x | 2.73x |
| Occupancy | 100% | 100% |
| Net operating income (annualized from 6 months) | $1.1M | $1.9M |
| Debt yield | 17.9% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2017-BNK8 filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
- Largest tenant's lease ends within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 68% above the underwritten figure ($1.9M a year against $1.1M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.64x at securitization to 2.73x on the latest statements.
- The filing gives Apr 2027 as the lease end date for the largest tenant (National General Mgmt Corp), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $10.3M | Current | No | 2.73x | 100% |
| August 2026 | $10.3M | Current | No | 2.73x | 100% |
| July 2026 | $10.3M | Current | No | 2.73x | 100% |
| June 2026 | $10.4M | Current | No | 2.81x | 100% |
| May 2026 | $10.4M | Current | No | 2.81x | 100% |
| April 2026 | $10.4M | Current | No | 2.39x | 100% |
| March 2026 | $10.4M | Current | No | 2.39x | 100% |
| February 2026 | $10.4M | Current | No | 2.39x | 100% |
| January 2026 | $10.4M | Current | No | 2.50x | 100% |
| December 2025 | $10.5M | Current | No | 2.50x | 100% |
| November 2025 | $10.5M | Current | No | 2.50x | 100% |
| October 2025 | $10.5M | Current | No | 2.49x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2017-BNK8 | 20 | $10,309,401 | Sep 2026 | SEC filing, October 1, 2026 |
Other Riverside-San Bernardino-Ontario loans due in 2027
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| JW Marriott Desert Springs | Palm Desert, CA | Healthcare | $128.0M | 4.995% | Jan 2027 | 6.52x | 61% | Current |
| Loma Linda | Loma Linda, CA | Office | $127.5M | 3.59% | Jul 2027 | 2.81x | 100% | Current |
| Ritz Carlton Rancho Mirage | Rancho Mirage, CA | Hotel | $58.9M | 5.095% | Feb 2027 | 9.02x | 73% | Current |
| Murrieta Plaza | Murrieta, CA | Retail | $30.9M | 4.577% | Nov 2027 | 0.88x | 57% | Current |
| DoubleTree Ontario | Ontario, CA | Hotel | $30.0M | 5.369% | May 2027 | 6.35x | 86% | Current |
| El Paseo Square | Palm Desert, CA | Retail | $22.6M | 4.37% | May 2027 | 1.65x | 70% | Current |
| One Lakeshore Center | Ontario, CA | Office | $22.5M | 4.57% | Dec 2027 | 2.11x | 91% | Current |
| Empire Tower I | Ontario, CA | Office | $21.0M | 4.99% | Feb 2027 | 2.50x | 96% | Current |
All loans maturing in 2027 · All Riverside-San Bernardino-Ontario loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.