Hotel · Saint Louis, Missouri
Embassy Suites St. Louis
Embassy Suites St. Louis is financed with a $21.8M CMBS loan at 5.24% that reaches maturity on November 1, 2028, in 2 years. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $21,800,365
- Original balance (same notes)
- $25,000,000
- Interest rate
- 5.24% fixed
- Originated
- October 24, 2018
- Maturity
- November 1, 2028
- Payments
- Amortizing over 30 years
- Prepayment lockout ends
- July 31, 2028
- Master servicer
- Trimont LLC
- Originator
- Morgan Stanley Bank, N.A.
Status
- Payment status
- Current (code 0)
- Special servicing
- Transferred November 9, 2020, returned August 10, 2022
- Workout strategy
- Resolved
- Defeasance
- None reported
The property
- Address
- 610 North Seventh St, Saint Louis, MO 63101
- Metro
- St. Louis, MO-IL
- Units, rooms or beds
- 212
- Built
- 1906, renovated 2010
- Value at securitization
- $45.3M (Aug 2018)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.40x | 1.17x |
| Occupancy | 77% | 70% |
| Net operating income | $4.0M | $1.9M |
| Debt yield | 8.9% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2018-BNK15 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
- Coverage down 0.25x or more from securitization
- NOI down 20% or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 77% when the loan was securitized to 70%.
- Net operating income is 51% below the underwritten figure ($1.9M a year against $4.0M).
- Debt service coverage moved from 2.40x at securitization to 1.17x on the latest statements.
- The most recent valuation in the filing is $29.9M (November 16, 2021), against $45.3M at securitization.
The last 11 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $21.8M | Current | No | 1.17x | 70% |
| August 2026 | $21.9M | Current | No | 1.17x | 70% |
| June 2026 | $22.0M | Current | No | 1.15x | 70% |
| May 2026 | $22.0M | Current | No | 1.15x | 70% |
| April 2026 | $22.0M | Current | No | 1.19x | 69% |
| March 2026 | $22.1M | Current | No | 1.19x | 69% |
| February 2026 | $22.1M | Current | No | 1.19x | 69% |
| January 2026 | $22.2M | Current | No | 1.10x | 67% |
| December 2025 | $22.2M | Current | No | 1.10x | 67% |
| November 2025 | $22.3M | Late payment but less than 30 days delinquent | No | 1.10x | 67% |
| October 2025 | $22.3M | Current | No | 0.94x | 64% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Special-servicing history
- Transferred to the special servicer November 9, 2020, returned to the master servicer August 10, 2022.
Transfer and return dates as reported in the filings of the past year; an earlier episode shows here only if a filing in that year still reports it.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2018-BNK15 | 15 | $21,800,365 | Sep 2026 | SEC filing, September 29, 2026 |
Other St. Louis loans due in 2028
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Saint Louis Galleria | Saint Louis, MO | Retail | $229.0M | 4.997% | Nov 2028 | n/a | n/a | With the special servicer |
| Plaza Frontenac | Saint Louis, MO | Retail | $100.0M | 4.433% | Aug 2028 | 3.29x | 60% | Current |
| Manchester Highlands | Ballwin, MO | Retail | $35.0M | 5.07% | May 2028 | 1.98x | 100% | Current |
| Gravois Dillon Plaza | High Ridge, MO | Retail | $12.9M | 4.80% | Jan 2028 | 1.22x | 96% | Current |
| 1015 Locust Street | St. Louis, MO | Office | $8.5M | 5.396% | Sep 2028 | 1.78x | 61% | Current |
| 22 Gateway Commerce Center | Edwardsville, IL | Industrial | $7.6M | 8.548% | Nov 2028 | n/a | n/a | Current |
| Fresh Thyme Kirkwood | Kirkwood, MO | Retail | $5.6M | 5.101% | Mar 2028 | 1.37x | 100% | Current |
| Drake Plaza Apartments | St. Louis, MO | Multifamily | $3.2M | 5.54% | May 2028 | 1.51x | 84% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.