Industrial · El Dorado Hills, California
El Dorado Hills
El Dorado Hills is financed with a $4.1M CMBS loan at 4.96% that reaches maturity on March 11, 2027, in 4 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $4,068,974
- Original balance (same notes)
- $4,550,000
- Interest rate
- 4.96% fixed
- Originated
- February 24, 2017
- Maturity
- March 11, 2027
- Payments
- Interest only for 36 months, then amortizing
- Prepayment lockout ends
- December 10, 2026
- Master servicer
- Trimont LLC
- Originator
- WFB
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 1132, 1136 and 1144 Suncast Lane; 4810, 4814, 4818, 4822 and 4826 Golden Hills Parkway, El Dorado Hills, CA 95762
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 86,069 sq ft
- Built
- 2004
- Largest tenants
- C. Ernie Boetius; Almendariz Consulting; Clarksville Charter school
- Value at securitization
- $7.9M (Nov 2016)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.02x | 3.35x |
| Occupancy | 86% | 89% |
| Net operating income (annualized from 6 months) | $590K | $986K |
| Debt yield | 24.2% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2017-BNK5 filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
- Matures within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 86% when the loan was securitized to 89%.
- Net operating income is 67% above the underwritten figure ($986K a year against $590K; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 2.02x at securitization to 3.35x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $4.1M | Current | No | 3.35x | 89% |
| August 2026 | $4.1M | Current | No | 3.35x | 89% |
| July 2026 | $4.1M | Current | No | 3.35x | 90% |
| June 2026 | $4.1M | Current | No | 3.35x | 90% |
| May 2026 | $4.1M | Current | No | 3.35x | 90% |
| April 2026 | $4.1M | Current | No | 3.51x | 93% |
| March 2026 | $4.1M | Current | No | 3.51x | 93% |
| February 2026 | $4.1M | Current | No | 3.51x | 93% |
| January 2026 | $4.1M | Current | No | 3.51x | 93% |
| December 2025 | $4.1M | Current | No | 3.51x | 93% |
| November 2025 | $4.1M | Current | No | 3.51x | 93% |
| October 2025 | $4.1M | Current | No | 3.44x | 95% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2017-BNK5 | 56 | $4,068,974 | Sep 2026 | SEC filing, October 1, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2027
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Capital Center II | Rancho Cordova, CA | Office | $40.0M | 4.264% | Aug 2027 | n/a | n/a | Current |
| 925 L Street | Sacramento, CA | Office | $30.1M | 4.223% | Dec 2027 | 1.47x | 91% | Current |
| Walmart Central | Folsom, CA | Retail | $24.4M | 4.34% | Aug 2027 | 1.00x | 100% | Current |
| Goldorado Shopping Center | Cameron Park, CA | Retail | $14.3M | 4.09% | Sep 2027 | 2.52x | 90% | Current |
| Courtyard Sacramento Midtown | Sacramento, CA | Hotel | $13.9M | 5.629% | Jan 2027 | 2.37x | 73% | Current |
| Modesto Springhill Suites | Modesto, CA | Hotel | $12.7M | 5.32% | Jan 2027 | 0.82x | 79% | Current |
| Parkway Office | Sacramento, CA | Office | $12.0M | 3.655% | Dec 2027 | 3.22x | 100% | Current |
| Discovery Plaza | Sacramento, CA | Retail | $9.8M | 4.531% | Aug 2027 | 2.58x | 96% | Current |
All loans maturing in 2027 · All Sacramento-Roseville-Folsom loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.