Office · Cincinnati, Ohio
Atrium Two
Public CMBS trusts hold $49.5M of the loan on Atrium Two at 5.059% that reaches maturity on December 6, 2028, in 2 years and 1 month. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $49,465,337
- Original balance (same notes)
- $55,500,000
- Interest rate
- 5.059% fixed
- Originated
- November 27, 2018
- Maturity
- December 6, 2028
- Payments
- Amortizing over 30 years
- Master servicer
- KeyBank Real Estate Capital
- Originator
- GACC
Status
- Payment status
- Not reported
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 221 East Fourth Street, Cincinnati, OH 45202
- Metro
- Cincinnati, OH-KY-IN
- Rentable area
- 655,863 sq ft
- Built
- 1984
- Largest tenants
- Cincinnati Bell Inc.; Federal Home Loan Bank; US Bankruptcy Court
- Value at securitization
- $76.0M (Oct 2018)
Performance
| At securitization | Latest (Dec 2025) | |
|---|---|---|
| DSCR (NOI) | n/a | 1.54x |
| Occupancy | 94% | 78% |
| Net operating income | n/a | $5.5M |
| Debt yield | 11.2% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Benchmark 2019-B10 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
- Occupancy down 10 points or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 94% when the loan was securitized to 78%.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $49.5M | Not reported | No | 1.54x | 78% |
| August 2026 | $49.5M | Not reported | No | 1.54x | 78% |
| July 2026 | $49.6M | Not reported | No | 1.54x | 78% |
| June 2026 | $49.7M | Not reported | No | 1.54x | 78% |
| May 2026 | $49.8M | Not reported | No | 1.50x | 78% |
| April 2026 | $49.9M | Not reported | No | 1.50x | 81% |
| March 2026 | $50.0M | Not reported | No | 1.50x | 81% |
| February 2026 | $50.1M | Not reported | No | 1.50x | 81% |
| January 2026 | $50.2M | Not reported | No | 1.44x | 80% |
| December 2025 | $50.2M | Not reported | No | 1.44x | 80% |
| November 2025 | $50.3M | Not reported | No | 1.44x | 80% |
| October 2025 | $50.4M | Not reported | No | 1.30x | 78% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
The loan is split into 2 notes held by different trusts. Each trust reports its own piece.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| CF 2019-CF1 Mortgage Trust | 8 | $26,738,020 | Sep 2026 | SEC filing, September 30, 2026 |
| Benchmark 2019-B10 Mortgage Trust | 19 | $22,727,317 | Sep 2026 | SEC filing, October 1, 2026 |
Other Cincinnati loans due in 2028
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Anderson Towne Center | Cincinnati, OH | Retail | $36.7M | 5.28% | May 2028 | 1.90x | 95% | Current |
| Dolwick Business Center | Erlanger, KY | Office | $22.1M | 4.744% | May 2028 | 1.73x | 85% | Current |
| Waterstone Center | Cincinnati, OH | Retail | $20.9M | 7.34% | Oct 2028 | 1.66x | 98% | Current |
| 32 East Shopping Center | Cincinnati, OH | Retail | $18.6M | 4.62% | Feb 2028 | 2.05x | 100% | Current |
| Belcan Headquarters | Blue Ash, OH | Office | $15.9M | 3.871% | Nov 2028 | n/a | n/a | Current |
| Linden Pointe | Cincinnati, OH | Mixed use | $13.5M | 5.32% | Sep 2028 | n/a | n/a | Current |
| Batavia Founders | Batavia, OH | Industrial | $10.3M | 5.49% | Oct 2028 | 1.63x | 88% | Current |
| Kohl's - Florence KY | Florence, KY | Retail | $6.4M | 5.10% | Oct 2028 | 1.37x | 100% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.