Mixed use · Chicago, Illinois
630 W Lake
630 W Lake is financed with a $6.7M CMBS loan at 3.68% that reaches maturity on April 6, 2030, in 3 years and 5 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $6,720,000
- Original balance (same notes)
- $6,720,000
- Interest rate
- 3.68% fixed
- Originated
- March 9, 2020
- Maturity
- April 6, 2030
- Payments
- Interest only for the full term
- Prepayment lockout ends
- February 5, 2030
- Master servicer
- Midland
- Originator
- Citi Real Estate Funding Inc.
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 630 West Lake Street, Chicago, IL 60661
- Metro
- Chicago-Naperville-Elgin, IL-IN
- Rentable area
- 20,272 sq ft
- Built
- 1908, renovated 2017
- Largest tenants
- BRG Catering LLC; Modern Medical Artistry LLC; Black Helicopter
- Value at securitization
- $10.4M (Feb 2020)
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | 2.29x | n/a |
| Occupancy | 100% | n/a |
| Net operating income | $573K | n/a |
Watch flags
Computed from the Benchmark 2020-B18 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- The filing gives Jul 2028 as the lease end date for the largest tenant (BRG Catering LLC), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $6.7M | Current | No | n/a | n/a |
| August 2026 | $6.7M | Current | No | n/a | n/a |
| July 2026 | $6.7M | Current | No | n/a | n/a |
| June 2026 | $6.7M | Current | No | n/a | n/a |
| May 2026 | $6.7M | Current | No | n/a | n/a |
| April 2026 | $6.7M | Current | No | 2.88x | 100% |
| March 2026 | $6.7M | Current | No | 2.89x | 100% |
| February 2026 | $6.7M | Current | No | 2.89x | 100% |
| January 2026 | $6.7M | Current | No | 2.89x | 100% |
| December 2025 | $6.7M | Current | No | 2.89x | 100% |
| November 2025 | $6.7M | Current | No | 2.76x | 100% |
| October 2025 | $6.7M | Current | No | 2.76x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2020-B18 Mortgage Trust | 30 | $6,720,000 | Sep 2026 | SEC filing, October 1, 2026 |
Other Chicago-Naperville-Elgin loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Mcdonalds Global Hq | Chicago, IL | Office | $224.8M | 2.935% | Nov 2030 | 1.58x | 98% | Current |
| Grand Plaza | Chicago, IL | Mixed use | $160.0M | 5.56% | Mar 2030 | 1.68x | 61% | Current |
| Soho House Chicago | Chicago, IL | Mixed use | $65.0M | 6.785% | Feb 2030 | 1.94x | 100% | Current |
| 1515 West Webster | Chicago, IL | Office | $56.4M | 6.525% | Aug 2030 | n/a | n/a | Current |
| Ashland Laflin Duo | Chicago, IL | Multifamily | $44.5M | 6.647% | Feb 2030 | n/a | n/a | Current |
| Barry Quad | Chicago, IL | Multifamily | $33.9M | 6.895% | Jun 2030 | 1.25x | 100% | Current |
| Chatham Ridge Shopping Center | Chicago, IL | Retail | $30.5M | 6.81% | Feb 2030 | 1.54x | 100% | Current |
| Walgreens 9 Portfolio | Buffalo Grove, IL | Retail | $30.0M | 3.51% | Oct 2030 | n/a | n/a | Current |
All loans maturing in 2030 · All Chicago-Naperville-Elgin loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.