Retail · Midlothian, Virginia
Winterpock Crossing Shopping Center
Winterpock Crossing Shopping Center is financed with a $12.3M CMBS loan at 7.07% that reaches maturity on August 11, 2029, in 2 years and 9 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $12,300,000
- Original balance (same notes)
- $12,300,000
- Interest rate
- 7.07% fixed
- Originated
- July 22, 2024
- Maturity
- August 11, 2029
- Payments
- Interest only for the full term
- Prepayment lockout ends
- May 10, 2029
- Master servicer
- Wells Fargo Bank, NA
- Originator
- Wells Fargo Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 6601, 6701, 6758 and 6801 Lake Harbour Drive, Midlothian, VA 23112
- Metro
- Richmond, VA
- Rentable area
- 122,956 sq ft
- Built
- 1999, renovated 2007
- Largest tenants
- Children's Museum; Ferguson Enterprises Inc.; Tractor Supply
- Value at securitization
- $18.3M (May 2024)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.64x | 1.45x |
| Occupancy | 95% | 98% |
| Net operating income (annualized from 6 months) | $1.4M | $1.3M |
| Debt yield | 10.5% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK5 2024-5YR9 filing for the reporting period ending September 11, 2026, filed with the SEC September 28, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 95% when the loan was securitized to 98%.
- Net operating income is 11% below the underwritten figure ($1.3M a year against $1.4M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.64x at securitization to 1.45x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $12.3M | Current | No | 1.45x | 98% |
| August 2026 | $12.3M | Current | No | 1.56x | 98% |
| July 2026 | $12.3M | Current | No | 1.56x | 98% |
| June 2026 | $12.3M | Current | No | 1.56x | 98% |
| May 2026 | $12.3M | Current | No | 1.56x | 98% |
| April 2026 | $12.3M | Current | No | 1.56x | 98% |
| March 2026 | $12.3M | Current | No | 1.51x | 98% |
| February 2026 | $12.3M | Current | No | 1.51x | 98% |
| January 2026 | $12.3M | Current | No | 1.51x | 98% |
| December 2025 | $12.3M | Current | No | 1.51x | 98% |
| November 2025 | $12.3M | Current | No | 1.42x | 98% |
| October 2025 | $12.3M | Current | No | 1.42x | 98% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK5 2024-5YR9 | 23 | $12,300,000 | Sep 2026 | SEC filing, September 28, 2026 |
Other Richmond loans due in 2029
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Embassy Suites Richmond | Richmond, VA | Hotel | $22.0M | 3.705% | Dec 2029 | 2.52x | 55% | Current |
| Hancock Village - Va | Chesterfield, VA | Retail | $16.9M | 4.925% | Jan 2029 | 2.05x | 99% | Current |
| Bell Creek Commons | Mechanicsville, VA | Retail | $8.2M | 4.57% | Apr 2029 | 1.58x | 74% | Current |
| The Crossings Shopping Center | Hopewell, VA | Retail | $8.1M | 4.98% | Jan 2029 | 2.28x | 93% | Current |
| Laburnum Square Shopping Center | Richmond, VA | Retail | $7.4M | 4.28% | Sep 2029 | 2.06x | 97% | Current |
| New York Life Building | Glen Allen, VA | Office | $7.4M | 4.53% | Jun 2029 | 0.96x | 92% | Current |
| Walnut Hill | Petersburg, VA | Retail | $6.3M | 3.939% | Dec 2029 | n/a | n/a | Current |
| Jefferson Storage | Prince George, VA | Self storage | $4.4M | 4.70% | Aug 2029 | 1.55x | 90% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.