Office · Sacramento, California
The Senator
The Senator is financed with a $39.7M CMBS loan at 3.377% that reaches maturity on December 6, 2030, in 4 years and 1 month. As of the Oct 2026 servicer report its status is current.
The loan
- Balance in tracked trusts
- $39,700,000
- Original balance (same notes)
- $39,700,000
- Interest rate
- 3.377% fixed
- Originated
- December 2, 2020
- Maturity
- December 6, 2030
- Payments
- Interest only for the full term
- Prepayment lockout ends
- September 5, 2030
- Master servicer
- Midland Loan Services
- Originator
- Starwood Mortgage Capital LLC
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 1121-1123 L Street, Sacramento, CA 95814
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 167,192 sq ft
- Built
- 1924, renovated 2019
- Largest tenants
- California Manufacturers and Technology Assoc; Lang, Hansen, Giroux & Kidane; Metropolitan Water District of Southern California
- Value at securitization
- $59.6M (Nov 2020)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.69x | 2.93x |
| Occupancy | 86% | 87% |
| Net operating income (annualized from 6 months) | $3.7M | $8.0M |
| Debt yield | 20.3% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the GS Mortgage Securities Trust 2020-GSA2 filing for the reporting period ending October 6, 2026, filed with the SEC October 22, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 120% above the underwritten figure ($8.0M a year against $3.7M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 2.69x at securitization to 2.93x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| October 2026 | $39.7M | Current | No | 2.93x | 87% |
| September 2026 | $39.7M | Current | No | 2.93x | 87% |
| August 2026 | $39.7M | Current | No | 2.99x | 87% |
| July 2026 | $39.7M | Current | No | 2.99x | 87% |
| June 2026 | $39.7M | Current | No | 2.99x | 87% |
| May 2026 | $39.7M | Current | No | n/a | n/a |
| April 2026 | $39.7M | Current | No | 2.96x | 88% |
| March 2026 | $39.7M | Current | No | 2.96x | 88% |
| February 2026 | $39.7M | Current | No | 2.96x | 89% |
| January 2026 | $39.7M | Current | No | 2.96x | 89% |
| December 2025 | $39.7M | Current | No | 2.96x | 89% |
| November 2025 | $39.7M | Current | No | 3.09x | 90% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| GS Mortgage Securities Trust 2020-GSA2 | 6 | $39,700,000 | Oct 2026 | SEC filing, October 22, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Mcclellan Park | McClellan, CA | Mixed use | $358.0M | 3.309% | Dec 2030 | n/a | n/a | Current |
| Hpe Campus | Roseville, CA | Office | $66.8M | 3.54% | Mar 2030 | 2.72x | 100% | Current |
| 1610 & 1620 Arden Way | Sacramento, CA | Office | $39.5M | 3.067% | Oct 2030 | n/a | n/a | Current |
| 630 Roseville | Roseville, CA | Mixed use | $25.8M | 3.67% | Mar 2030 | 2.43x | 100% | Current |
| Folsom Gateway | Folsom, CA | Office | $21.0M | 3.49% | Jan 2030 | 4.33x | 98% | Current |
| 3000 & 3010 Lava Ridge Court | Roseville, CA | Office | $17.7M | 3.47% | Feb 2030 | 1.60x | 89% | Current |
| Superior Self Storage Pocket | Sacramento, CA | Self storage | $12.7M | 2.983% | Oct 2030 | 4.17x | 88% | Current |
| The Crossing At Tahoe Valley | South Lake Tahoe, CA | Retail | $7.8M | 3.962% | Feb 2030 | 2.92x | 94% | Current |
All loans maturing in 2030 · All Sacramento-Roseville-Folsom loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending October 6, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.