Office · Roseville, California
3000 & 3010 Lava Ridge Court
3000 & 3010 Lava Ridge Court is financed with a $17.7M CMBS loan at 3.47% that reaches maturity on February 6, 2030, in 3 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $17,699,209
- Original balance (same notes)
- $18,250,000
- Interest rate
- 3.47% fixed
- Originated
- January 31, 2020
- Maturity
- February 6, 2030
- Payments
- Interest only for 60 months, then amortizing
- Prepayment lockout ends
- November 5, 2029
- Master servicer
- Midland Loan Services
- Originator
- LoanCore Capital Markets LLC
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 3000 & 3010 Lava Ridge Court, Roseville, CA 95661
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 138,034 sq ft
- Built
- 1999, renovated 2018
- Largest tenants
- American Pacific Mortgage; Acrisure of California, LLC; D.R. Horton CA2, Inc
- Value at securitization
- $29.9M (Dec 2019)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.98x | 1.60x |
| Occupancy | 90% | 89% |
| Net operating income (annualized from 6 months) | $1.9M | $3.2M |
| Debt yield | 17.8% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the JPMDB Commercial Mortgage Securities Trust 2020-COR7 filing for the reporting period ending September 9, 2026, filed with the SEC September 23, 2026.
- Coverage down 0.25x or more from securitization
- Largest tenant's lease ends within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 62% above the underwritten figure ($3.2M a year against $1.9M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.98x at securitization to 1.60x on the latest statements.
- The filing gives Feb 2027 as the lease end date for the largest tenant (American Pacific Mortgage), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $17.7M | Current | No | 1.60x | 89% |
| August 2026 | $17.7M | Current | No | 1.76x | 89% |
| July 2026 | $17.8M | Current | No | 1.76x | 89% |
| June 2026 | $17.8M | Current | No | 1.76x | 89% |
| May 2026 | $17.8M | Current | No | n/a | n/a |
| April 2026 | $17.8M | Current | No | 1.49x | 89% |
| March 2026 | $17.9M | Current | No | 1.49x | 89% |
| February 2026 | $17.9M | Current | No | 1.49x | 78% |
| January 2026 | $17.9M | Current | No | 1.49x | 78% |
| December 2025 | $18.0M | Current | No | 1.44x | 78% |
| November 2025 | $18.0M | Current | No | 1.44x | 78% |
| October 2025 | $18.0M | Current | No | 1.44x | 80% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| JPMDB Commercial Mortgage Securities Trust 2020-COR7 | 18 | $17,699,209 | Sep 2026 | SEC filing, September 23, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Mcclellan Park | McClellan, CA | Mixed use | $358.0M | 3.309% | Dec 2030 | n/a | n/a | Current |
| Hpe Campus | Roseville, CA | Office | $66.8M | 3.54% | Mar 2030 | 2.72x | 100% | Current |
| The Senator | Sacramento, CA | Office | $39.7M | 3.377% | Dec 2030 | 2.93x | 87% | Current |
| 1610 & 1620 Arden Way | Sacramento, CA | Office | $39.5M | 3.067% | Oct 2030 | n/a | n/a | Current |
| 630 Roseville | Roseville, CA | Mixed use | $25.8M | 3.67% | Mar 2030 | 2.43x | 100% | Current |
| Folsom Gateway | Folsom, CA | Office | $21.0M | 3.49% | Jan 2030 | 4.33x | 98% | Current |
| Superior Self Storage Pocket | Sacramento, CA | Self storage | $12.7M | 2.983% | Oct 2030 | 4.17x | 88% | Current |
| The Crossing At Tahoe Valley | South Lake Tahoe, CA | Retail | $7.8M | 3.962% | Feb 2030 | 2.92x | 94% | Current |
All loans maturing in 2030 · All Sacramento-Roseville-Folsom loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 9, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.