Office · San Antonio, Texas
The Atrium, San Antonio
The Atrium is financed with a $13.5M CMBS loan at 4.28% that reaches maturity on February 6, 2030, in 3 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $13,457,694
- Original balance (same notes)
- $15,300,000
- Interest rate
- 4.28% fixed
- Originated
- January 8, 2020
- Maturity
- February 6, 2030
- Payments
- Amortizing over 30 years
- Prepayment lockout ends
- November 5, 2029
- Master servicer
- Midland Loan Services
- Originator
- Goldman Sachs Bank USA
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 85 Northeast Interstate 410 Loop, San Antonio, TX 78216
- Metro
- San Antonio-New Braunfels, TX
- Rentable area
- 132,211 sq ft
- Built
- 1982, renovated 2013
- Largest tenants
- Datasearch, Inc.; WSP Inc. (formerly Power Engineers, Inc.); Jadin Tech LLC
- Value at securitization
- $20.5M (Dec 2019)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.55x | 1.54x |
| Occupancy | 84% | 85% |
| Net operating income (annualized from 6 months) | $1.4M | $2.8M |
| Debt yield | 21.0% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the CITIGROUP COMMERCIAL MORTGAGE TRUST 2020-GC46 filing for the reporting period ending September 11, 2026, filed with the SEC September 30, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 101% above the underwritten figure ($2.8M a year against $1.4M; the latest statement covers 6 months, annualized).
- The filing gives Dec 2027 as the lease end date for the largest tenant (Datasearch, Inc.), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $13.5M | Current | No | 1.54x | 85% |
| August 2026 | $13.5M | Current | No | n/a | n/a |
| July 2026 | $13.5M | Current | No | n/a | n/a |
| June 2026 | $13.5M | Current | No | n/a | n/a |
| May 2026 | $13.6M | Current | No | n/a | n/a |
| April 2026 | $13.6M | Current | No | 1.53x | 83% |
| March 2026 | $13.6M | Current | No | 1.56x | 80% |
| February 2026 | $13.6M | Current | No | 1.56x | 80% |
| January 2026 | $13.7M | Current | No | 1.56x | 80% |
| December 2025 | $13.7M | Current | No | 1.56x | 80% |
| November 2025 | $13.7M | Current | No | 1.57x | 83% |
| October 2025 | $13.7M | Current | No | 1.57x | 83% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| CITIGROUP COMMERCIAL MORTGAGE TRUST 2020-GC46 | 30 | $13,457,694 | Sep 2026 | SEC filing, September 30, 2026 |
Other San Antonio-New Braunfels loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Brass Professional Center | San Antonio, TX | Office | $56.0M | 4.75% | Aug 2030 | 0.78x | 48% | With the special servicer and 90+ days delinquent |
| Hotel Valencia Riverwalk (TX) | San Antonio, TX | Hotel | $22.4M | 8.121% | Jun 2030 | n/a | n/a | Current |
| Sunset Heights | San Antonio, TX | Multifamily | $16.1M | 6.26% | Oct 2030 | n/a | n/a | Current |
| Home2 Suites San Antonio | San Antonio, TX | Hotel | $10.1M | 7.37% | May 2030 | 2.01x | 85% | Current |
| Lockaway Storage - Oconnor | San Antonio, TX | Self storage | $8.0M | 6.80% | Apr 2030 | 1.13x | 92% | Current |
| 2803 NE Loop 410 | San Antonio, TX | Industrial | $6.1M | 3.06% | Nov 2030 | n/a | n/a | Current |
| Magnolia Flats Apartments | Balcones Heights, TX | Multifamily | $3.6M | 6.84% | Nov 2030 | n/a | n/a | Delinquent |
| Store More Self Storage | New Braunfels, TX | Self storage | $3.2M | 3.86% | Oct 2030 | 3.52x | 85% | Current |
All loans maturing in 2030 · All San Antonio-New Braunfels loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.