Multifamily · Oceanside, California

Sunset View

Public CMBS trusts hold $37.2M of the loan on Sunset View at 6.065% that reaches maturity on March 5, 2031, in 4 years and 4 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.

The loan

Balance in tracked trusts
$37,185,000
Original balance (same notes)
$37,185,000
Interest rate
6.065% fixed
Originated
March 2, 2026
Maturity
March 5, 2031
Payments
Interest only for the full term
Prepayment lockout ends
November 4, 2030
Master servicer
Midland Loan Services
Originator
3650 Capital SCF LOE I(A), LLC

Status

Payment status
Current (code 0)
Special servicing
No transfer reported
Defeasance
None reported

The property

Address
2500 Sea Cliff Way, Oceanside, CA 92056
Metro
San Diego-Chula Vista-Carlsbad, CA
Units, rooms or beds
112
Built
1990, renovated 2024
Value at securitization
$54.5M (Jan 2026)

Performance

Underwritten figures against the most recent reported figures
At securitizationLatest
DSCR (NOI)1.37xn/a
Occupancy98%n/a
Net operating income$3.1Mn/a

Watch flags

Computed from the BMO 2026-5C16 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.

None this month. No flag in the cmbs.news screen applies to this loan.

cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.

The last 4 monthly reports

Report monthBalancePayment statusSpecial servicerDSCROccupancy
September 2026$37.2MCurrentNon/an/a
August 2026$37.2MCurrentNon/an/a
July 2026$25.0MCurrentNon/an/a
June 2026$25.0MCurrentNon/an/a

From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.

Where the loan sits

The loan is split into 2 notes held by different trusts. Each trust reports its own piece.

TrustLoan no.BalanceReport periodSource
BMO 2026-5C15 Mortgage Trust10$25,000,000Sep 2026SEC filing, October 2, 2026
BMO 2026-5C16 Mortgage Trust20$12,185,000Sep 2026SEC filing, October 2, 2026

Alert me when this loan changes

One email after any monthly filing that changes this loan: a move to or from the special servicer, a payment status of 30+ days late or matured, a paydown of 1% or more, or coverage moving 0.15x or occupancy 5 points. Privacy

Other San Diego-Chula Vista-Carlsbad loans due in 2031

Property Location Type Balance Rate Matures DSCR Occ. Status
Torrey Heights, San Diego (2031 maturity), loan 8 in BANK5 2026-5YR20 San Diego, CA Mixed use $92.0M 4.968% Jan 2031 n/a n/a Current
Lightwave Corporate Center San Diego, CA Mixed use $37.1M 2.55% Oct 2031 5.49x 100% Current
Torrey Heights, San Diego (2031 maturity), loan 11 in BANK5 2026-5YR21 San Diego, CA Mixed use $33.0M 4.968% Jan 2031 n/a n/a Current
Allied Plaza La Mesa, CA Office $20.5M 2.98% Apr 2031 4.29x 92% Current
The Promontory San Diego, CA Office $20.0M 3.652% Apr 2031 3.25x 85% Current
Sorrento Pines CA Industrial $19.5M 6.42% Jul 2031 n/a n/a Current
Holiday inn Express - San Diego San Diego, CA Hotel $19.0M 3.735% Jun 2031 3.67x 82% Current
Westward Ho El Cajon, CA Manufactured housing $18.5M 3.84% Dec 2031 2.12x 100% Current

All loans maturing in 2031 · All San Diego-Chula Vista-Carlsbad loans

Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.