Self storage · Roseville, California
Security Public Storage - Roseville II
Security Public Storage - Roseville II is financed with a $9.7M CMBS loan at 6.087% that reaches maturity on March 6, 2035, in 8 years and 4 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $9,670,000
- Original balance (same notes)
- $9,670,000
- Interest rate
- 6.087% fixed
- Originated
- February 10, 2025
- Maturity
- March 6, 2035
- Payments
- Interest only for 24 months, then amortizing
- Prepayment lockout ended
- March 5, 2026
- Prepayment premium ends
- September 5, 2034 (yield maintenance)
- Master servicer
- Trimont LLC
- Originator
- German American Capital Corporation
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 851 Galleria Boulevard, Roseville, CA 95678
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 90,495 sq ft
- Units, rooms or beds
- 563
- Built
- 2001
- Value at securitization
- $17.3M (Jan 2025)
Performance
| At securitization | Latest (Mar 2026) | |
|---|---|---|
| DSCR (NOI) | 1.52x | 1.26x |
| Occupancy | 86% | 98% |
| Net operating income (annualized from 3 months) | $1.1M | $749K |
| Debt yield | 7.8% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BMO 2025-C12 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.
- Coverage down 0.25x or more from securitization
- NOI down 20% or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 86% when the loan was securitized to 98%.
- Net operating income is 30% below the underwritten figure ($749K a year against $1.1M; the latest statement covers 3 months, annualized).
- Debt service coverage moved from 1.52x at securitization to 1.26x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $9.7M | Current | No | 1.26x | 98% |
| August 2026 | $9.7M | Current | No | 1.26x | 98% |
| July 2026 | $9.7M | Current | No | 1.26x | 98% |
| June 2026 | $9.7M | Current | No | 1.19x | 77% |
| May 2026 | $9.7M | Current | No | n/a | n/a |
| April 2026 | $9.7M | Current | No | n/a | n/a |
| March 2026 | $9.7M | Current | No | n/a | n/a |
| February 2026 | $9.7M | Current | No | n/a | n/a |
| January 2026 | $9.7M | Current | No | n/a | n/a |
| December 2025 | $9.7M | Current | No | n/a | n/a |
| November 2025 | $9.7M | Current | No | n/a | n/a |
| October 2025 | $9.7M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BMO 2025-C12 Mortgage Trust | 19 | $9,670,000 | Sep 2026 | SEC filing, October 2, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2035
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Broadstone Plaza II | Folsom, CA | Retail | $24.0M | 6.70% | Aug 2035 | 1.53x | 99% | Current |
| Mini U Storage - Folsom | Folsom, CA | Self storage | $7.3M | 6.77% | Mar 2035 | 1.27x | 81% | Late, less than 30 days |
| Security Public Storage - Sacramento III | Sacramento, CA | Self storage | $5.8M | 5.752% | Dec 2035 | n/a | n/a | Current |
| Security Public Storage Roseville | Roseville, CA | Self storage | $4.2M | 5.928% | Sep 2035 | n/a | n/a | Current |
| Security Public Storage Sacramento II | Sacramento, CA | Self storage | $3.7M | 5.978% | Sep 2035 | n/a | n/a | Current |
| Storquest - Tahoe Vista | Tahoe Vista, CA | Self storage | $3.4M | 6.317% | Jun 2035 | 1.95x | 89% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.