Retail · Rancho Cucamonga, California
Rc Plaza
Rc Plaza is financed with a $6.4M CMBS loan at 5.05% that reaches maturity on May 11, 2028, in 18 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $6,366,750
- Original balance (same notes)
- $6,366,750
- Interest rate
- 5.05% fixed
- Originated
- April 25, 2018
- Maturity
- May 11, 2028
- Payments
- Interest only for the full term
- Prepayment lockout ends
- February 10, 2028
- Master servicer
- Trimont LLC
- Originator
- Wells Fargo Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 8001-8015, 8019-8029, 8031, 8035, 8063-8067 and 8081 Archibald Avenue; 9712, 9724-9726 and 9754 Foothill Boulevard, Rancho Cucamonga, CA 91730
- Metro
- Riverside-San Bernardino-Ontario, CA
- Rentable area
- 37,239 sq ft
- Built
- 1984, renovated 2012
- Largest tenants
- TLC Pet Food And Supplies; Luo's Group DBA LC Home Inc.; Tai Pan House Inc.
- Value at securitization
- $9.8M (Mar 2018)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.90x | 2.92x |
| Occupancy | 94% | 93% |
| Net operating income (annualized from 6 months) | $619K | $958K |
| Debt yield | 15.0% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Wells Fargo Commercial Mortgage Trust 2018-C45 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 55% above the underwritten figure ($958K a year against $619K; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.90x at securitization to 2.92x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $6.4M | Current | No | 2.92x | 93% |
| August 2026 | $6.4M | Current | No | 2.92x | 93% |
| July 2026 | $6.4M | Current | No | 2.79x | 93% |
| June 2026 | $6.4M | Current | No | 2.79x | 93% |
| May 2026 | $6.4M | Current | No | 2.79x | 93% |
| April 2026 | $6.4M | Current | No | 2.03x | 95% |
| March 2026 | $6.4M | Current | No | 2.03x | 95% |
| February 2026 | $6.4M | Current | No | 2.03x | 95% |
| January 2026 | $6.4M | Current | No | 2.46x | 95% |
| December 2025 | $6.4M | Current | No | 2.46x | 95% |
| November 2025 | $6.4M | Current | No | 2.46x | 95% |
| October 2025 | $6.4M | Current | No | 2.48x | 95% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Wells Fargo Commercial Mortgage Trust 2018-C45 | 32 | $6,366,750 | Sep 2026 | SEC filing, September 29, 2026 |
Other Riverside-San Bernardino-Ontario loans due in 2028
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Shoppes at Chino Hills | Chino Hills, CA | Retail | $110.0M | 5.175% | Jun 2028 | 1.63x | 82% | Current |
| California High Tech Logistics | Riverside, CA | Industrial | $70.0M | 8.122% | Apr 2028 | 1.35x | 100% | Current |
| The Westin Rancho Mirage | Rancho Mirage, CA | Hotel | $50.0M | 8.23% | Nov 2028 | 0.78x | 53% | Current |
| Embassy Suites Ontario Airport | Ontario, CA | Hotel | $39.6M | 4.755% | Sep 2028 | n/a | n/a | Current |
| Mission Grove Plaza | Riverside, CA | Retail | $37.0M | 6.866% | Jun 2028 | 2.03x | 68% | Current |
| Ontario Airport Tower | Ontario, CA | Office | $23.6M | 6.081% | Jan 2028 | n/a | n/a | Current |
| Lakeside Tower | San Bernardino, CA | Office | $18.9M | 4.775% | Oct 2028 | n/a | n/a | Current |
| Empire Towers V | Ontario, CA | Office | $18.5M | 5.03% | Jul 2028 | 1.80x | 99% | Current |
All loans maturing in 2028 · All Riverside-San Bernardino-Ontario loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.