Manufactured housing · Oswego, New York
Hilltop Mhc, Oswego
Hilltop Mhc is financed with a $3.3M CMBS loan at 6.80% that reaches maturity on May 1, 2031, in 4 years and 6 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $3,337,000
- Original balance (same notes)
- $3,337,000
- Interest rate
- 6.80% fixed
- Originated
- April 2, 2026
- Maturity
- May 1, 2031
- Payments
- Interest only for the full term
- Prepayment lockout ends
- April 30, 2028
- Prepayment premium ends
- October 31, 2030 (yield maintenance)
- Master servicer
- Trimont LLC
- Originator
- Morgan Stanley Bank, N.A.
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 956 Middle Road, Oswego, NY 13126
- Metro
- Syracuse, NY
- Units, rooms or beds
- 114
- Built
- 1960
- Value at securitization
- $5.1M (Feb 2026)
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | 1.32x | n/a |
| Occupancy | 91% | n/a |
| Net operating income | $305K | n/a |
Watch flags
Computed from the BANK5 2026-5YR22 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
The last 4 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $3.3M | Current | No | n/a | n/a |
| August 2026 | $3.3M | Current | No | n/a | n/a |
| July 2026 | $3.3M | Current | No | n/a | n/a |
| June 2026 | $3.3M | Current | No | 1.06x | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK5 2026-5YR22 | 27 | $3,337,000 | Sep 2026 | SEC filing, September 29, 2026 |
Other Syracuse loans due in 2031
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Raymour & Flanigan Campus | Liverpool, NY | Industrial | $87.0M | 2.925% | Oct 2031 | 3.17x | 100% | Current |
| Onx Industrial Campus | DeWitt, NY | Industrial | $54.0M | 7.21% | May 2031 | n/a | n/a | Current |
| Rugby Square Apartments | Syracuse, NY | Multifamily | $14.5M | 6.587% | Sep 2031 | n/a | n/a | Current |
| Cameron Ashley Syracuse | Syracuse, NY | Industrial | $3.6M | 4.22% | Nov 2031 | n/a | n/a | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.