Retail · Finksburg, Maryland
Finksburg Plaza
Finksburg Plaza is financed with a $8.0M CMBS loan at 6.173% that reaches maturity on February 1, 2031, in 4 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $8,000,000
- Original balance (same notes)
- $8,000,000
- Interest rate
- 6.173% fixed
- Originated
- January 16, 2026
- Maturity
- February 1, 2031
- Payments
- Interest only for the full term
- Prepayment lockout ends
- August 31, 2030
- Master servicer
- Midland Loan Services
- Originator
- JPMorgan Chase Bank, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 3000 Gamber Road, Finksburg, MD 21048
- Metro
- Baltimore-Columbia-Towson, MD
- Rentable area
- 84,278 sq ft
- Built
- 1985
- Largest tenants
- FOOD LION; TIRES ONLY! INC; TRUIST CORP
- Value at securitization
- $12.7M (Jan 2026)
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | 1.73x | n/a |
| Occupancy | 81% | n/a |
| Net operating income | $865K | n/a |
Watch flags
Computed from the BANK5 2026-5YR20 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- The filing gives Jul 2030 as the lease end date for the largest tenant (FOOD LION), before the loan matures. Lenders look hard at that rollover.
The last 8 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $8.0M | Current | No | n/a | n/a |
| August 2026 | $8.0M | Current | No | n/a | n/a |
| July 2026 | $8.0M | Current | No | n/a | n/a |
| June 2026 | $8.0M | Current | No | n/a | n/a |
| May 2026 | $8.0M | Current | No | n/a | n/a |
| April 2026 | $8.0M | Current | No | n/a | n/a |
| March 2026 | $8.0M | Current | No | n/a | n/a |
| February 2026 | $8.0M | Current | No | 1.29x | 81% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK5 2026-5YR20 | 28 | $8,000,000 | Sep 2026 | SEC filing, September 29, 2026 |
Other Baltimore-Columbia-Towson loans due in 2031
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Normandy Center | Ellicott City, MD | Mixed use | $40.3M | 6.536% | Jan 2031 | n/a | n/a | Current |
| Redwoods Campus Center | Baltimore, MD | Multifamily | $39.2M | 6.70% | Jul 2031 | n/a | n/a | Current |
| Columbia East Marketplace | Jessup, MD | Retail | $26.3M | 3.238% | Sep 2031 | 2.03x | 95% | Current |
| 200 St. Paul Plaza | Baltimore, MD | Office | $24.2M | 3.576% | Feb 2031 | n/a | n/a | Current |
| Ridgeview Plaza - Md | Hanover, MD | Retail | $23.4M | 3.21% | Jun 2031 | 2.10x | 100% | Current |
| Twin Ridge Apartments | Baltimore, MD | Multifamily | $20.0M | 2.70% | Dec 2031 | 7.46x | 84% | Current |
| Route 1 Self Storage, Nottingham | Nottingham, MD | Self storage | $8.3M | 3.325% | Apr 2031 | 3.17x | 87% | Current |
| Stafford Apartments | Baltimore, MD | Multifamily | $8.1M | 6.93% | Feb 2031 | n/a | n/a | Current |
All loans maturing in 2031 · All Baltimore-Columbia-Towson loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.