Retail · Jackson, Mississippi
County Line Plaza
County Line Plaza is financed with a $12.4M CMBS loan at 4.997% that reaches maturity on August 6, 2028, in 21 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is with the special servicer.
The loan
- Balance in tracked trusts
- $12,430,831
- Original balance (same notes)
- $13,500,000
- Interest rate
- 4.997% fixed
- Originated
- August 3, 2018
- Maturity
- August 6, 2028
- Payments
- Interest only for 36 months, then amortizing
- Prepayment lockout ends
- May 5, 2028
- Originator
- UBS AG
Status
- Payment status
- Current (code 0)
- Special servicing
- Transferred August 20, 2025
- Workout strategy
- Pending return to master servicer
- Defeasance
- None reported
The property
- Address
- 1053 East County Line Road, Jackson, MS 39211
- Metro
- Jackson, MS
- Rentable area
- 221,127 sq ft
- Built
- 1997
- Largest tenants
- Burlington Coat Factory of Mississippi, LLC; K&G Men's company LLC; Shoe Carnival, Inc.
- Value at securitization
- $20.7M (Jun 2018)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.58x | 1.36x |
| Occupancy | 85% | 74% |
| Net operating income | $1.8M | $1.2M |
| Debt yield | 9.5% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the UBS Commercial Mortgage Trust 2018-C13 filing for the reporting period ending September 11, 2026, filed with the SEC September 28, 2026.
- With the special servicer
- Coverage down 0.25x or more from securitization
- Occupancy down 10 points or more from securitization
- NOI down 20% or more from securitization
- Largest tenant's lease ends within 12 months
On the cmbs.news watch list in all 12 monthly reports we hold (October 2025 to September 2026).
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 85% when the loan was securitized to 74%.
- Net operating income is 33% below the underwritten figure ($1.2M a year against $1.8M).
- Debt service coverage moved from 2.58x at securitization to 1.36x on the latest statements.
- The filing gives Feb 2027 as the lease end date for the largest tenant (Burlington Coat Factory of Mississippi, LLC), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $12.4M | Current | Yes | 1.36x | 74% |
| August 2026 | $12.4M | Current | Yes | 1.53x | 68% |
| July 2026 | $12.5M | Current | Yes | 1.53x | 68% |
| June 2026 | $12.5M | Current | Yes | n/a | n/a |
| May 2026 | $12.5M | Current | Yes | n/a | n/a |
| April 2026 | $12.5M | Current | Yes | 1.67x | 63% |
| March 2026 | $12.5M | Current | Yes | 1.67x | 63% |
| February 2026 | $12.6M | Current | Yes | 1.70x | 63% |
| January 2026 | $12.6M | Current | Yes | 1.70x | 63% |
| December 2025 | $12.6M | Current | Yes | 1.70x | 63% |
| November 2025 | $12.6M | Current | Yes | 1.45x | 63% |
| October 2025 | $12.7M | Late payment but less than 30 days delinquent | Yes | 1.45x | 61% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Special-servicing history
- Transferred to the special servicer August 20, 2025, still there.
Transfer and return dates as reported in the filings of the past year; an earlier episode shows here only if a filing in that year still reports it.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| UBS Commercial Mortgage Trust 2018-C13 | 22 | $12,430,831 | Sep 2026 | SEC filing, September 28, 2026 |
Other Jackson loans due in 2028
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Fondren Hill Apartments | Jackson, MS | Multifamily | $9.0M | 4.32% | Nov 2028 | n/a | n/a | With the special servicer and 90+ days delinquent |
| School Street Crossing | Ridgeland, MS | Retail | $3.9M | 5.194% | Feb 2028 | 1.83x | 100% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.