Industrial · Dayton, Ohio
2000 Composite Drive
2000 Composite Drive is financed with a $10.4M CMBS loan at 3.64% that reaches maturity on February 6, 2030, in 3 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $10,449,523
- Original balance (same notes)
- $11,475,000
- Interest rate
- 3.64% fixed
- Originated
- January 21, 2020
- Maturity
- February 6, 2030
- Payments
- Interest only for 24 months, then amortizing
- Prepayment lockout ended
- September 5, 2020
- Prepayment premium ends
- October 5, 2029 (yield maintenance)
- Master servicer
- Midland Loan Services
- Originator
- Goldman Sachs Bank USA
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 2000 Composite Drive, Dayton, OH 45420
- Metro
- Dayton-Kettering-Beavercreek, OH
- Rentable area
- 196,000 sq ft
- Built
- 1944, renovated 2019
- Largest tenants
- Amazon; University of Dayton Research; Nanosperse
- Value at securitization
- $15.3M (Nov 2019)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.95x | 2.33x |
| Occupancy | 92% | 100% |
| Net operating income (annualized from 6 months) | $1.2M | $3.0M |
| Debt yield | 28.3% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the CITIGROUP COMMERCIAL MORTGAGE TRUST 2020-GC46 filing for the reporting period ending September 11, 2026, filed with the SEC September 30, 2026.
- Coverage down 0.25x or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 92% when the loan was securitized to 100%.
- Net operating income is 137% above the underwritten figure ($3.0M a year against $1.2M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 2.95x at securitization to 2.33x on the latest statements.
- The filing gives Jul 2029 as the lease end date for the largest tenant (Amazon), before the loan matures. Lenders look hard at that rollover.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $10.4M | Current | No | 2.33x | 100% |
| August 2026 | $10.5M | Current | No | n/a | n/a |
| July 2026 | $10.5M | Current | No | n/a | n/a |
| June 2026 | $10.5M | Current | No | n/a | n/a |
| May 2026 | $10.5M | Current | No | n/a | n/a |
| April 2026 | $10.5M | Current | No | 1.92x | 99% |
| March 2026 | $10.6M | Current | No | 1.92x | 99% |
| February 2026 | $10.6M | Current | No | 1.98x | 99% |
| January 2026 | $10.6M | Current | No | 1.98x | 99% |
| December 2025 | $10.6M | Current | No | 1.98x | 99% |
| November 2025 | $10.6M | Current | No | 1.79x | 99% |
| October 2025 | $10.7M | Current | No | 1.79x | 99% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| CITIGROUP COMMERCIAL MORTGAGE TRUST 2020-GC46 | 36 | $10,449,523 | Sep 2026 | SEC filing, September 30, 2026 |
Other Dayton-Kettering-Beavercreek loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Beavercreek Portfolio - College Park II | Beavercreek, OH | Office | $21.8M | 7.74% | Jun 2030 | n/a | n/a | Current |
| Hawthorne Gate | Washington Township, OH | Multifamily | $17.5M | 4.485% | Feb 2030 | 1.57x | 99% | Current |
| 3100 Research Blvd | Kettering, OH | Office | $9.9M | 3.602% | Dec 2030 | -0.60x | 29% | Current |
| Willowood Apartments | Dayton, OH | Multifamily | $6.3M | 7.29% | Feb 2030 | 1.59x | 90% | Current |
All loans maturing in 2030 · All Dayton-Kettering-Beavercreek loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.