Office · Sacramento, California
100 Howe
100 Howe is financed with a $16.7M CMBS loan at 7.56% that reaches maturity on December 6, 2029, in 3 years and 1 month. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $16,700,000
- Original balance (same notes)
- $16,700,000
- Interest rate
- 7.56% fixed
- Originated
- December 6, 2024
- Maturity
- December 6, 2029
- Payments
- Interest only for the full term
- Prepayment lockout ends
- June 5, 2029
- Master servicer
- Trimont LLC
- Originator
- Goldman Sachs Bank USA
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 100 Howe Avenue, Sacramento, CA 95825
- Metro
- Sacramento-Roseville-Folsom, CA
- Rentable area
- 128,697 sq ft
- Built
- 1981, renovated 2019
- Largest tenants
- State of California - State Lands Commission; WEST YOST & ASSOCIATES INC; California Maternal Fetal Medicine Inc.
- Value at securitization
- $26.9M (Oct 2024)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.69x | 1.45x |
| Occupancy | 93% | 90% |
| Net operating income (annualized from 6 months) | $2.2M | $1.9M |
| Debt yield | 11.2% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Benchmark 2025-V16 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC September 30, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 93% when the loan was securitized to 90%.
- Net operating income is 14% below the underwritten figure ($1.9M a year against $2.2M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.69x at securitization to 1.45x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $16.7M | Current | No | 1.45x | 90% |
| August 2026 | $16.7M | Current | No | 1.45x | 90% |
| July 2026 | $15.3M | Current | No | 2.11x | 100% |
| June 2026 | $16.7M | Current | No | 1.40x | 90% |
| May 2026 | $16.7M | Current | No | 1.40x | 90% |
| April 2026 | $16.7M | Current | No | n/a | n/a |
| March 2026 | $16.7M | Current | No | n/a | n/a |
| February 2026 | $16.7M | Current | No | n/a | n/a |
| January 2026 | $16.7M | Current | No | n/a | n/a |
| December 2025 | $16.7M | Current | No | n/a | n/a |
| November 2025 | $16.7M | Current | No | n/a | n/a |
| October 2025 | $16.7M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| Benchmark 2025-V16 Mortgage Trust | 16 | $16,700,000 | Sep 2026 | SEC filing, September 30, 2026 |
Other Sacramento-Roseville-Folsom loans due in 2029
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Sacramento Gateway | Sacramento, CA | Retail | $61.5M | 6.456% | Oct 2029 | 1.66x | 96% | Current |
| White Rock Corporate Center | Rancho Cordova, CA | Office | $45.3M | 3.35% | Aug 2029 | 4.14x | 87% | Current |
| The Citizen Hotel Sacramento | Sacramento, CA | Hotel | $34.0M | 4.11% | Aug 2029 | 2.93x | 79% | Current |
| Syngenta Woodland | Woodland, CA | Industrial | $26.4M | 6.671% | Mar 2029 | 1.86x | 100% | Current |
| Roseville Shopping Center | Roseville, CA | Retail | $22.1M | 4.75% | Jan 2029 | 2.11x | 92% | Current |
| California Center | Sacramento, CA | Office | $18.8M | 5.00% | Apr 2029 | 1.21x | 97% | Current |
| Cable Park Shopping Center | Orangevale, CA | Retail | $17.0M | 5.41% | Jan 2029 | 1.21x | 72% | Current |
| Stone Point Plaza | Roseville, CA | Office | $13.9M | 7.128% | Aug 2029 | 1.78x | 87% | Current |
All loans maturing in 2029 · All Sacramento-Roseville-Folsom loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.