Office · Plano, Texas
USAA Plano
Public CMBS trusts hold $63.6M of the loan on USAA Plano at 3.624% that reaches its anticipated repayment date on September 6, 2030, in 3 years and 10 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $63,600,000
- Original balance (same notes)
- $63,600,000
- Interest rate
- 3.624% fixed
- Originated
- August 31, 2020
- Maturity
- August 6, 2031
- Anticipated repayment date
- September 6, 2030 (the rate steps up if the loan is not repaid by then)
- Payments
- Interest only for the full term
- Prepayment lockout ended
- September 5, 2021
- Prepayment premium ends
- June 5, 2030 (yield maintenance)
- Master servicer
- Midland Loan Services
- Originator
- Goldman Sachs Bank USA
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- Partly defeased
The property
- Address
- 5543 Legacy Drive, Plano, TX 75024
- Metro
- Dallas-Fort Worth-Arlington, TX
- Rentable area
- 230,621 sq ft
- Built
- 2012
- Largest tenants
- USAA nThrive
- Value at securitization
- $99.2M (Aug 2020)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.87x | 1.57x |
| Occupancy | 100% | 100% |
| Net operating income (annualized from 6 months) | $6.7M | $7.4M |
| Debt yield | 11.7% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the Benchmark 2020-B20 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC September 28, 2026.
- Coverage down 0.25x or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 11% above the underwritten figure ($7.4M a year against $6.7M; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 2.87x at securitization to 1.57x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $63.6M | Current | No | 1.57x | 100% |
| August 2026 | $63.6M | Current | No | 1.67x | 100% |
| July 2026 | $63.6M | Current | No | 1.67x | 100% |
| June 2026 | $63.6M | Current | No | n/a | n/a |
| May 2026 | $63.6M | Current | No | n/a | n/a |
| April 2026 | $63.6M | Current | No | 1.72x | 100% |
| March 2026 | $63.6M | Current | No | 1.72x | 100% |
| February 2026 | $63.6M | Current | No | 1.71x | 100% |
| January 2026 | $63.6M | Current | No | 1.71x | 100% |
| December 2025 | $63.6M | Current | No | 1.71x | 100% |
| November 2025 | $63.6M | Current | No | 1.71x | 100% |
| October 2025 | $63.6M | Current | No | 2.30x | 100% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
The loan is split into 2 notes held by different trusts. Each trust reports its own piece.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BENCHMARK 2020-B19 MORTGAGE TRUST | 10 | $38,600,000 | Sep 2026 | SEC filing, September 30, 2026 |
| Benchmark 2020-B20 Mortgage Trust | 16 | $25,000,000 | Sep 2026 | SEC filing, September 28, 2026 |
Other Dallas-Fort Worth-Arlington loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Kpmg Plaza at Hall Arts | Dallas, TX | Office | $111.7M | 3.41% | Jan 2030 | 2.87x | 99% | Current |
| 6500 South | Dallas, TX | Multifamily | $50.0M | 6.52% | Apr 2030 | 1.39x | 90% | Current |
| Turtle Creek Village Retail | Dallas, TX | Retail | $48.6M | 6.87% | Jun 2030 | n/a | n/a | Current |
| Turtle Creek Village | Dallas, TX | Other | $35.4M | 6.87% | Jun 2030 | 2.94x | 92% | Current |
| Avalon 8801 | Irving, TX | Multifamily | $32.0M | 6.601% | Apr 2030 | 1.34x | 98% | Current |
| Tower at Frisco Square | Frisco, TX | Office | $31.6M | 3.62% | Dec 2030 | 2.00x | 87% | Current |
| Synergy Park | Richardson, TX | Mixed use | $29.2M | 6.28% | Feb 2030 | 3.21x | 100% | Current |
| Tollway Towers | Dallas, TX | Office | $28.9M | 5.29% | Dec 2030 | 1.20x | 67% | Current |
All loans maturing in 2030 · All Dallas-Fort Worth-Arlington loans
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.