Hotel portfolio, 8 properties · St. Joseph, Missouri
Stoney Creek Hotel St. Joseph
Public CMBS trusts hold $30.7M of the loan on this portfolio at 6.44% that reaches maturity on January 6, 2033, in 6 years and 2 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $30,686,231
- Original balance (same notes)
- $30,900,000
- Interest rate
- 6.44% fixed
- Originated
- December 20, 2022
- Maturity
- January 6, 2033
- Payments
- Interest only for 36 months, then amortizing
- Prepayment lockout ends
- September 5, 2032
- Master servicer
- Midland Loan Services
- Originator
- Bank of Montreal
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 1201 N. Woodbine Road, St. Joseph, MO 64506
- Value at securitization
- $68.5M
Performance
| At securitization | Latest | |
|---|---|---|
| DSCR (NOI) | n/a | n/a |
| Occupancy | n/a | n/a |
| Net operating income (annualized from 6 months) | $7.9M | $9.0M |
| Debt yield | 29.3% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BBCMS Mortgage Trust 2023-C19 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
None this month. No flag in the cmbs.news screen applies to this loan.
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Net operating income is 14% above the underwritten figure ($9.0M a year against $7.9M; the latest statement covers 6 months, annualized).
Properties securing the loan
| Property | Location | Type | Occupancy | DSCR |
|---|---|---|---|---|
| Stoney Creek Hotel St. Joseph | St. Joseph, MO | Lodging | 59% | 1.71x |
| Stoney Creek Hotel Sioux City | Sioux City, IA | Lodging | 46% | 1.49x |
| Stoney Creek Hotel Columbia | Columbia, MO | Lodging | 51% | 2.84x |
| Stoney Creek Hotel Des Moines Johnston | Johnston, IA | Lodging | 43% | 2.00x |
| Stoney Creek Inn Galena | Galena, IL | Lodging | 50% | 1.11x |
| Stoney Creek Hotel Quad Cities Moline | Moline, IL | Lodging | 42% | 0.34x |
| Stoney Creek Hotel Peoria | East Peoria, IL | Lodging | 46% | 3.49x |
| Stoney Creek Inn Quincy | Quincy, IL | Lodging | 56% | 3.42x |
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $30.7M | Current | No | 1.71x | 59% |
| August 2026 | $30.7M | Current | No | 1.71x | 59% |
| July 2026 | $30.7M | Current | No | 0.65x | 47% |
| June 2026 | $30.8M | Current | No | 0.65x | 47% |
| May 2026 | $30.8M | Current | No | 0.65x | 47% |
| April 2026 | $30.8M | Current | No | 2.59x | 65% |
| March 2026 | $30.8M | Current | No | 2.59x | 65% |
| February 2026 | $30.9M | Current | No | 2.72x | 66% |
| January 2026 | $30.9M | Current | No | 2.72x | 66% |
| December 2025 | $30.9M | Current | No | 2.72x | 66% |
| November 2025 | $30.9M | Current | No | 2.05x | 66% |
| October 2025 | $30.9M | Current | No | 2.05x | 64% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
The loan is split into 2 notes held by different trusts. Each trust reports its own piece.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BMO 2023-C4 Mortgage Trust | 22 | $16,882,393 | Sep 2026 | SEC filing, October 2, 2026 |
| BBCMS Mortgage Trust 2023-C19 | 20 | $13,803,839 | Sep 2026 | SEC filing, September 29, 2026 |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.