Hotel · Fernandina Beach, Florida
Residence Inn - Amelia Island
Residence Inn - Amelia Island is financed with a $19.4M CMBS loan at 4.236% that reaches maturity on February 1, 2030, in 3 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $19,419,929
- Original balance (same notes)
- $22,100,000
- Interest rate
- 4.236% fixed
- Originated
- January 21, 2020
- Maturity
- February 1, 2030
- Payments
- Amortizing over 30 years
- Prepayment lockout ends
- October 31, 2029
- Master servicer
- Trimont LLC
- Originator
- Bank of America, National Association
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 2301 Sadler Road, Fernandina Beach, FL 32034
- Metro
- Jacksonville, FL
- Units, rooms or beds
- 133
- Built
- 2009, renovated 2016
- Value at securitization
- $31.7M (Sep 2019)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 2.02x | 1.61x |
| Occupancy | 83% | 79% |
| Net operating income | $2.6M | $2.1M |
| Debt yield | 10.8% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2020-BNK26 filing for the reporting period ending September 11, 2026, filed with the SEC October 1, 2026.
- Coverage down 0.25x or more from securitization
- NOI down 20% or more from securitization
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 83% when the loan was securitized to 79%.
- Net operating income is 20% below the underwritten figure ($2.1M a year against $2.6M).
- Debt service coverage moved from 2.02x at securitization to 1.61x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $19.4M | Current | No | 1.61x | 79% |
| August 2026 | $19.5M | Current | No | 1.51x | 76% |
| July 2026 | $19.5M | Current | No | 1.51x | 76% |
| June 2026 | $19.5M | Current | No | 1.51x | 76% |
| May 2026 | $19.6M | Current | No | 1.51x | 76% |
| April 2026 | $19.6M | Current | No | 1.51x | 76% |
| March 2026 | $19.6M | Current | No | 1.52x | 76% |
| February 2026 | $19.7M | Current | No | 1.52x | 76% |
| January 2026 | $19.7M | Current | No | 1.52x | 76% |
| December 2025 | $19.8M | Current | No | 1.51x | 76% |
| November 2025 | $19.8M | Current | No | 1.51x | 76% |
| October 2025 | $19.8M | Current | No | 1.51x | 76% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2020-BNK26 | 18 | $19,419,929 | Sep 2026 | SEC filing, October 1, 2026 |
Other Jacksonville loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Sunbeam and Bowden | Jacksonville, FL | Office | $18.5M | 6.875% | Jun 2030 | 1.65x | 90% | Current |
| Midgard Jacksonville | Jacksonville, FL | Self storage | $10.5M | 3.817% | Feb 2030 | n/a | n/a | Current |
| Sunny Oaks and the Reserve Rv Park | Jacksonville, FL | Manufactured housing | $5.7M | 7.29% | Jun 2030 | 1.45x | 52% | Current |
| a1a Stow-A-Way Self Storage | Yulee, FL | Self storage | $2.8M | 3.91% | Jul 2030 | 3.97x | 94% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.