Mixed use · Escondido, California

Escondido Hhsa Building

Escondido Hhsa Building is financed with a $20.7M CMBS loan at 7.063% that reaches maturity on February 1, 2035, in 8 years and 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.

The loan

Balance in tracked trusts
$20,688,915
Original balance (same notes)
$21,000,000
Interest rate
7.063% fixed
Originated
January 3, 2025
Maturity
February 1, 2035
Payments
Interest only for the full term
Prepayment lockout ends
February 28, 2030
Prepayment premium ends
October 31, 2034 (yield maintenance)
Master servicer
Trimont LLC
Originator
SGFC

Status

Payment status
Current (code 0)
Special servicing
No transfer reported
Defeasance
Partly defeased

The property

Address
649 and 715 West Mission Avenue, Escondido, CA 92025
Metro
San Diego-Chula Vista-Carlsbad, CA
Rentable area
111,275 sq ft
Built
1977, renovated 2014
Largest tenants
County of San Diego; NCCS Day Care; MI Rancho Market
Value at securitization
$33.9M (Oct 2024)

Performance

Underwritten figures against the most recent reported figures
At securitizationLatest (Jun 2026)
DSCR (NOI)1.58x1.58x
Occupancy100%100%
Net operating income (annualized from 6 months)$2.7M$2.7M
Debt yield13.0%

Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.

Watch flags

Computed from the Wells Fargo Commercial Mortgage Trust 2025-C64 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.

None this month. No flag in the cmbs.news screen applies to this loan.

cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.

What the filing shows

  • The filing gives Jul 2030 as the lease end date for the largest tenant (County of San Diego), before the loan matures. Lenders look hard at that rollover.

Where the loan sits

One trust holds this loan in the data.

TrustLoan no.BalanceReport periodSource
Wells Fargo Commercial Mortgage Trust 2025-C6416$20,688,915Sep 2026SEC filing, September 29, 2026

Alert me when this loan changes

One email after any monthly filing that changes this loan: a move to or from the special servicer, a payment status of 30+ days late or matured, a paydown of 1% or more, or coverage moving 0.15x or occupancy 5 points. Privacy

Other San Diego-Chula Vista-Carlsbad loans due in 2035

Property Location Type Balance Rate Matures DSCR Occ. Status
Homewood Suites Carlsbad Carlsbad, CA Hotel $21.5M 7.248% Jan 2035 2.51x 80% Current
Pavilion Center Vista, CA Retail $19.5M 6.19% Dec 2035 n/a n/a Current
1301 Rocky Point Drive Oceanside, CA Industrial $14.0M 6.40% Mar 2035 2.01x 100% Current
Plaza De Santa Fe Rancho Santa Fe, CA Office $11.2M 6.475% Apr 2035 2.07x 100% Current
Hacienda Square El Cajon, CA Retail $5.9M 7.13% Jan 2035 n/a n/a Current

All San Diego-Chula Vista-Carlsbad loans

Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.