Retail · Bakersfield, California
Crossroads Shopping Center-Bakersfield
Crossroads Shopping Center-Bakersfield is financed with a $7.9M CMBS loan at 4.81% that reaches maturity on February 11, 2027, in 3 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $7,876,096
- Original balance (same notes)
- $8,853,000
- Interest rate
- 4.81% fixed
- Originated
- January 27, 2017
- Maturity
- February 11, 2027
- Payments
- Interest only for 36 months, then amortizing
- Prepayment lockout ends
- November 10, 2026
- Master servicer
- Trimont LLC
- Originator
- WFB
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 6300 White Lane, Bakersfield, CA 93309
- Metro
- Bakersfield-Delano, CA
- Rentable area
- 98,128 sq ft
- Built
- 1986, renovated 2015
- Largest tenants
- Food Maxx Supermarkets; T-Shirt Outlet; Furniture Nobel Prize
- Value at securitization
- $14.0M (Dec 2016)
Performance
| At securitization | Latest (Jun 2026) | |
|---|---|---|
| DSCR (NOI) | 1.70x | 1.97x |
| Occupancy | 92% | 98% |
| Net operating income (annualized from 6 months) | $948K | $1.1M |
| Debt yield | 14.1% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BANK 2017-BNK4 filing for the reporting period ending September 11, 2026, filed with the SEC September 29, 2026.
- Matures within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has risen from 92% when the loan was securitized to 98%.
- Net operating income is 17% above the underwritten figure ($1.1M a year against $948K; the latest statement covers 6 months, annualized).
- Debt service coverage moved from 1.70x at securitization to 1.97x on the latest statements.
The last 12 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $7.9M | Current | No | 1.97x | 98% |
| August 2026 | $7.9M | Current | No | 1.97x | 98% |
| July 2026 | $7.9M | Current | No | 2.19x | 98% |
| June 2026 | $7.9M | Current | No | 2.19x | 98% |
| May 2026 | $7.9M | Current | No | 1.99x | 99% |
| April 2026 | $7.9M | Current | No | 1.99x | 99% |
| March 2026 | $8.0M | Current | No | 1.99x | 99% |
| February 2026 | $8.0M | Current | No | 1.99x | 99% |
| January 2026 | $8.0M | Current | No | 1.97x | 99% |
| December 2025 | $8.0M | Current | No | 1.97x | 99% |
| November 2025 | $8.0M | Current | No | 1.97x | 99% |
| October 2025 | $8.0M | Current | No | 2.02x | 99% |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BANK 2017-BNK4 | 29 | $7,876,096 | Sep 2026 | SEC filing, September 29, 2026 |
Other Bakersfield-Delano loans due in 2027
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| Pioneer Pines Mobile Home Park | Bakersfield, CA | Manufactured housing | $13.3M | 4.66% | Jul 2027 | 1.82x | 100% | Current |
| The Atrium, Bakersfield | Bakersfield, CA | Office | $9.3M | 5.116% | Jan 2027 | n/a | n/a | With the special servicer and 30-59 days delinquent |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.