Office · Independence, Ohio
6100 Rockside Woods
6100 Rockside Woods is financed with a $5.2M CMBS loan at 7.30% that reaches maturity on August 6, 2030, in 3 years and 9 months. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.
The loan
- Balance in tracked trusts
- $5,160,000
- Original balance (same notes)
- $5,160,000
- Interest rate
- 7.30% fixed
- Originated
- August 1, 2025
- Maturity
- August 6, 2030
- Payments
- Interest only for the full term
- Prepayment lockout ends
- April 5, 2030
- Master servicer
- Midland Loan Services
- Originator
- Bank of Montreal
Status
- Payment status
- Current (code 0)
- Special servicing
- No transfer reported
- Defeasance
- None reported
The property
- Address
- 6100 Rockside Woods Boulevard, Independence, OH 44131
- Metro
- Cleveland, OH
- Rentable area
- 77,857 sq ft
- Built
- 1980, renovated 2023
- Largest tenants
- Lighthouse Insurance Group LLC; Cushman & Wakefield CRESCO Real Estate; Vox Mobile Inc
- Value at securitization
- $8.3M (Jun 2025)
Performance
| At securitization | Latest (Mar 2026) | |
|---|---|---|
| DSCR (NOI) | 1.92x | 1.63x |
| Occupancy | 84% | 73% |
| Net operating income (annualized from 3 months) | $733K | $630K |
| Debt yield | 12.2% |
Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.
Watch flags
Computed from the BMO 2025-5C12 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.
- Coverage down 0.25x or more from securitization
- Occupancy down 10 points or more from securitization
- Largest tenant's lease ends within 12 months
cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.
What the filing shows
- Occupancy has fallen from 84% when the loan was securitized to 73%.
- Net operating income is 14% below the underwritten figure ($630K a year against $733K; the latest statement covers 3 months, annualized).
- Debt service coverage moved from 1.92x at securitization to 1.63x on the latest statements.
- The filing gives Feb 2027 as the lease end date for the largest tenant (Lighthouse Insurance Group LLC), before the loan matures. Lenders look hard at that rollover.
The last 11 monthly reports
| Report month | Balance | Payment status | Special servicer | DSCR | Occupancy |
|---|---|---|---|---|---|
| September 2026 | $5.2M | Current | No | 1.63x | 73% |
| August 2026 | $5.2M | Current | No | 1.63x | 73% |
| July 2026 | $5.2M | Current | No | n/a | n/a |
| June 2026 | $5.2M | Late payment but less than 30 days delinquent | No | n/a | n/a |
| May 2026 | $5.2M | Current | No | n/a | n/a |
| April 2026 | $5.2M | Current | No | n/a | n/a |
| March 2026 | $5.2M | Current | No | n/a | n/a |
| February 2026 | $5.2M | Current | No | n/a | n/a |
| January 2026 | $5.2M | Current | No | n/a | n/a |
| December 2025 | $5.2M | Late payment but less than 30 days delinquent | No | n/a | n/a |
| November 2025 | $5.2M | Current | No | n/a | n/a |
From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.
Where the loan sits
One trust holds this loan in the data.
| Trust | Loan no. | Balance | Report period | Source |
|---|---|---|---|---|
| BMO 2025-5C12 Mortgage Trust | 36 | $5,160,000 | Sep 2026 | SEC filing, October 2, 2026 |
Other Cleveland loans due in 2030
| Property | Location | Type | Balance | Rate | Matures | DSCR | Occ. | Status |
|---|---|---|---|---|---|---|---|---|
| 15535 South State Avenue | Middlefield, OH | Industrial | $46.5M | 3.322% | Nov 2030 | n/a | n/a | Current |
| Willoughby Commons | Willoughby, OH | Retail | $35.2M | 4.038% | Jan 2030 | n/a | n/a | Current |
| Rockside Flex Portfolio | Valley View, OH | Mixed use | $25.0M | 7.60% | May 2030 | 1.52x | 80% | Current |
| ABB Office | Highland Hills, OH | Office | $22.3M | 3.421% | Jan 2030 | 2.78x | 100% | Current |
| Village Square, Woodmere | Woodmere, OH | Retail | $21.0M | 6.447% | Oct 2030 | n/a | n/a | Current |
| Tremont Place Lofts | Cleveland, OH | Multifamily | $18.1M | 6.70% | Jan 2030 | n/a | n/a | Current |
| Aloft Cleveland Airport | North Olmsted, OH | Hotel | $14.0M | 6.761% | Aug 2030 | 0.69x | 67% | Current |
| Battery Park Lofts | Cleveland, OH | Multifamily | $12.9M | 4.12% | Jul 2030 | 1.44x | 93% | Current |
Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.