Industrial portfolio, 17 properties · Winchester, Kentucky

1175 Early Drive

This portfolio is financed with a $25.8M CMBS loan at 6.15% that reaches maturity on December 6, 2032, in 6 years and 1 month. As of the Sep 2026 servicer report, the latest filed for this loan, its status is current.

The loan

Balance in tracked trusts
$25,778,500
Original balance (same notes)
$25,778,500
Interest rate
6.15% fixed
Originated
November 18, 2022
Maturity
December 6, 2032
Payments
Interest only for the full term
Prepayment lockout ended
February 5, 2025
Prepayment premium ends
September 5, 2032 (yield maintenance)
Master servicer
Midland Loan Services
Originator
Bank of Montreal

Status

Payment status
Current (code 0)
Special servicing
No transfer reported
Defeasance
None reported

The property

Address
1175 Early Dr, Winchester, KY 40391
Metro
Lexington-Fayette, KY
Value at securitization
$52.5M

Performance

Underwritten figures against the most recent reported figures
At securitizationLatest
DSCR (NOI)n/an/a
Occupancyn/an/a
Net operating income (annualized from 3 months)n/a$3.9M
Debt yield15.1%

Debt yield here is the latest NOI divided by the balance held in the trusts below. If part of the loan sits outside them, the true figure is lower.

Watch flags

Computed from the BMO 2023-C4 Mortgage Trust filing for the reporting period ending September 11, 2026, filed with the SEC October 2, 2026.

None this month. No flag in the cmbs.news screen applies to this loan.

cmbs.news's own rule-based labels on the filed fields (definitions), not a credit rating, a prediction or a view of the borrower.

Properties securing the loan

PropertyLocationTypeOccupancyDSCR
1175 Early DriveWinchester, KYIndustrialn/an/a
207 North Forest Hills School RoadMarshville, NCIndustrialn/an/a
8450 Tanner Williams RoadMobile, ALIndustrialn/an/a
10992 Leadbetter RoadAshland, VAIndustrialn/an/a
8125 Tridon DriveSmyrna, TNIndustrialn/an/a
1789 Hock AvenueNorth Charleston, SCIndustrialn/an/a
222 Industrial DriveChickamauga, GAIndustrialn/an/a
701 McDowell RoadAsheboro, NCIndustrialn/an/a
101 East Jefferson AvenueWest Memphis, ARIndustrialn/an/a
243 County Road 414Jonesboro, ARIndustrialn/an/a
4522 East State Highway 18Blytheville, ARIndustrialn/an/a
344 Phillips 273 RoadLexa, ARIndustrialn/an/a
120 East Blanchard RoadFlorence, SCIndustrialn/an/a
4518 West 21st StreetTulsa, OKIndustrialn/an/a
3701 Stagecoach RoadJefferson, ARIndustrialn/an/a
2070 Highway 150Bessemer, ALIndustrial100%2.39x
317-417 Crow StreetMonroe, NCIndustrialn/an/a

The last 12 monthly reports

Report monthBalancePayment statusSpecial servicerDSCROccupancy
September 2026$25.8MCurrentNon/an/a
August 2026$25.8MCurrentNon/an/a
July 2026$25.8MCurrentNon/an/a
June 2026$25.8MCurrentNon/an/a
May 2026$25.8MCurrentNon/an/a
April 2026$25.8MCurrentNon/an/a
March 2026$25.8MCurrentNon/an/a
February 2026$25.8MCurrentNon/an/a
January 2026$25.8MCurrentNon/an/a
December 2025$25.8MCurrentNon/an/a
November 2025$25.8MCurrentNon/an/a
October 2025$25.8MCurrentNon/an/a

From each trust's ABS-EE filing for that month. Coverage and occupancy change only when the servicer reports new statements. If one trust holding a piece of the loan skipped a month, that month's balance reads low.

Where the loan sits

One trust holds this loan in the data.

TrustLoan no.BalanceReport periodSource
BMO 2023-C4 Mortgage Trust11$25,778,500Sep 2026SEC filing, October 2, 2026

Alert me when this loan changes

One email after any monthly filing that changes this loan: a move to or from the special servicer, a payment status of 30+ days late or matured, a paydown of 1% or more, or coverage moving 0.15x or occupancy 5 points. Privacy

Other Lexington-Fayette loans due in 2032

Property Location Type Balance Rate Matures DSCR Occ. Status
Rml Emerald Twenty Four Lexington, KY Multifamily $25.6M 2.615% Jan 2032 5.74x 95% Current
Rml the Marq Georgetown, KY Multifamily $25.0M 2.615% Jan 2032 4.77x 95% Current
Rml the Blvd at Hays Lexington, KY Multifamily $24.2M 2.615% Jan 2032 6.04x 92% Current
Rml Lexington Lexington, KY Multifamily $15.1M 2.615% Jan 2032 7.04x 96% Current
Rml Tracery Lexington, KY Multifamily $15.1M 2.615% Jan 2032 5.51x 91% Current
Rml Savannah Oaks Townhomes Lexington, KY Multifamily $7.6M 2.715% Jan 2032 7.28x 99% Current
Rml Townhomes of Chilesburg Park Lexington, KY Multifamily $6.5M 2.715% Jan 2032 7.88x 98% Current
Rml Glasford Square Townhomes Lexington, KY Multifamily $4.2M 2.715% Jan 2032 6.06x 91% Current

All Lexington-Fayette loans

Source: each trust's ABS-EE asset-data exhibit (Regulation AB Schedule AL) on SEC EDGAR, reporting period ending September 11, 2026. Servicers report these figures; cmbs.news does not audit them. How this page is built.